What is a home appraisal? Is it the assessed value or is it determined during the home inspection? It’s neither. A home appraisal is a qualified third-party’s educated opinion on
Best of Omaha Winner since 2021
Diving into the realm of buying/selling a home or applying for loans can be a scary maneuver. There is money on the line and tons of jargon that you don’t
“Does it matter where I get my pre-approval from?” We get this question quite often. Here’s our two cents — When sellers review your offer, the lender you choose will
Have you ever heard of recasting a mortgage loan? We’re assuming not. It’s a little-known tool that allows you to lower your monthly mortgage payment without having to refinance. Sounds
We pride ourselves on being transparent and sharing up-to-date tips and information. With speculation of a recession on the horizon, we are here to share the statistics to help with
As Tax Day has passed, you may have your W-2s, insurance forms, and other paperwork still laying around. Our tip to you is to file that paperwork away in a
Tax season is in full swing. This means that many local Omahans will be receiving or have already received a tax refund of varying amounts. And we think the best
If you’re in the market for a new home, it’s important to know that the housing market is a seller’s market right now. That means there are a lot of
Here at Mortgage Specialists, we’ve been fielding more and more questions about Omaha property taxes than in recent years. We understand why – many Omaha homes have been significantly going
With interest rates hovering near all-time lows for most of 2021, we’ve been receiving a lot of refinancing questions. Refinancing your mortgage is a great option in many situations, including
One of the best things a home buyer can do is shop around for loans. Doing so will help you to be the most informed buyer, and ensure you’re getting
We’re sure everyone has heard by now – Omaha has a very competitive housing market right now. And it’s not just Omaha, the entire country is experiencing a more competitive
So, you’re thinking that your next house might be a new construction home. What exactly does that entail? Most of the information online pertains specifically to purchasing an existing home,
The real estate market today is increasingly competitive. And with a competitive market comes bidding wars. With so many bidding wars taking place, we want to take a moment to
This is a topic we feel strongly about, having worked in the mortgage industry for years. We’ve worked on transactions where the buyer doesn’t have a real estate agent to
Here at Mortgage Specialists, one of our favorite aspects of the job is educating our clients on the mortgage process. It isn’t a process that many go through often, so
© Mortgage Specialists. 
