First-Time Home Buyers: Here’s What You Need To Know

Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a

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What Factors Into Your Mortgage Interest Rate

With everything going on in our current economy, our clients have been increasingly interested in what factors into their mortgage interest rate. In short, a lot of things factor into

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Cash-Out Refinances

Have you ever heard of a cash-out refinance? If you haven’t yet, you’re sure to hear a friend or two chatting about them soon. Rates have continued to drop since

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Divorce Credit Score Mishaps

Thinking of your credit may be the last thing on your mind when going through a divorce and we understand why. It’s a long process that affects many facets of

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Assembling Your Divorce Team

Did you know that January has been unofficially named ‘divorce month’? In the years we’ve been helping clients migrate their divorces, we’ve noticed that divorces tend to slow down from

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What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Mortgage Loans at Every Stage of Life

Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a

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To Rent or Buy?

Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial

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Home Remodeling ROI

More and more of our clients are expressing interest in purchasing homes in need of remodeling. Some may like the thrill of making a space theirs, while others believe it’s

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Divorce Loans – Why Wait?

Divorce is never an easy time. If you and your spouse are both listed on the family home, you have several options. Before you choose a divorce loan, it’s important

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