Use Your Tax Refund To Save For A Down Payment

Tax season is officially in full swing. This means that many local Omahans will be receiving a tax refund of varying amounts. And while we think the best way to

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Make Your Home Offer Attractive To Sellers

We’ve had a lot of clients find the perfect home, only to find out someone else thinks it’s perfect, too. In these instances, it’s important to make your home offer

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Buyers: You Need A Real Estate Agent

This is a topic we feel strongly about, having worked in the mortgage industry for years. We’ve worked countless transactions where the buyer doesn’t have a real estate agent to

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How To Qualify For A Lower Mortgage Rate

When borrowers come in for a pre-approval, it isn’t uncommon for them to ask how they can qualify for a lower mortgage rate. The problem is, most have waited until

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Pre-Qualification, Pre-Approval, And Loan Commitment: What’s The Difference?

You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender

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Documents Needed To Apply For A Mortgage

Nearly everyone that comes to us for a mortgage or a refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot.

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New Construction Home Tips

So, you’re thinking that your next house might be a new construction home. What exactly does that entail? Most of the information on the internet pertains specifically to purchasing an

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Why Do Most Mortgage Professionals Recommend 20% Down? That’s a Lot…

With so many loan options for low down payments popping up, why oh why would my mortgage professional tell me to put 20% down?! Firstly, have you heard of PMI?

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Right Now, No News is Good News

Mortgage rate changes are practically microscopic right now, and that is very good news. Obviously, as consumers, a decrease is always welcome, but given how very low mortgage rates have

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Divorce Loans: Making The Transition

As of the last census, there were 56 million married couple households. With the divorce rate ranging between 40-50%, that’s a lot of people left needing divorce loans. That being

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