To Rent or Buy?

Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial

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Hiring A Divorce Mortgage Professional

In a divorce, the marital home is often the largest asset. In our experience, it can also be a large item of contention. This is often due to the emotional

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Documents Needed To Apply For A Mortgage

Nearly everyone that comes to us for a mortgage or refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot. In

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5 Reasons to Go to a Mortgage Specialist Before House Hunting

It’s been decided; you’re going to buy a new home. Whether you’re a first-time homebuyer or a seasoned homeowner, the home buying process can seem a little daunting. Browsing through

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Your Escrow Account and Divorce

Divorcing your mortgage can be a tricky process. One of the most common questions we’ve received recently is about the escrow account and divorce. What happens to the money in

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Three Things to Consider When Getting a Mortgage

Have you been thinking about buying a home and getting a mortgage? We ask all of our clients to consider the following things when looking to buy. Doing so can

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Buying a House with Student Debt

We get questions regarding buying a house with student debt all the time. Can I get a mortgage when I have student debt? How can I save for a down

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7 Financial and Lifestyle Benefits of Homeownership

Owning a home is a large part of the American dream. According to a 2019 survey conducted by the National Association of REALTORS®, “Approximately 75% of non-homeowners believe homeownership is

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Home Appraisal 101

What is a home appraisal? Is it the assessed value or is it determined during the home inspection? It’s neither. A home appraisal is a qualified third-party’s educated opinion on

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Pre-qualification, Pre-approval, and Loan Commitment: What’s the Difference?

You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender

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