Conventional Loan Guidelines

Conventional loan guidelines were created by the government and are enforced to protect the lender, borrower, and investor.

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The HELOC vs. Home Equity Loan Dilemma: What’s the Best Choice?

HELOCs and Home Equity Loans are two financial tools that allow homeowners to leverage the equity in their homes, but they operate differently and serve different purposes.

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Taxes, Insurance, and Escrow

Taxes, insurance, and escrow not only affect individual home loans, but also contribute to the entire housing market.

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What Are My Options for Locking in a Mortgage Interest Rate?

Locking in a rate with a lender is a way to protect yourself from potential interest rate increases while you're in the homebuying process.

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7 Financial and Lifestyle Benefits of Homeownership

Taking the leap into homeownership offers a variety of benefits that can greatly enhance one's life. Homeownership is a path to financial stability, equity accumulation, and the potential for property value appreciation.

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How To Choose A Mortgage Lender

You’ve decided you’re ready to buy a new home. The first step is choosing a mortgage lender. But how on earth do you go about finding the right lender for

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Sellers Don’t Like FHA Loans

If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage

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To Rent or Buy?

Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial

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Hiring A Divorce Mortgage Professional

In a divorce, the marital home is often the largest asset. In our experience, it can also be a large item of contention. This is often due to the emotional

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Documents Needed To Apply For A Mortgage

Nearly everyone that comes to us for a mortgage or refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot. In

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