How Obtaining a Home Loan With Mortgage Specialists Can Outshine Traditional Banking

While we understand that interest rates are a key element when choosing a loan, they shouldn’t be considered as the only factor. Choosing a local mortgage broker for your home loan can make a somewhat stressful journey a whole lot smoother, as they can truly be a personal guide.

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Types of Refinancing

Looking to save money, reduce monthly payments, or access cash for expenses? There's a type of refinancing to meet your needs. Let’s discuss!

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What Is Mortgage Insurance?

Mortgage insurance is a type of financial protection that lenders require when borrowers make a down payment of less than 20% of the home's purchase price.

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What Are Prepaids and Closing Costs?

When purchasing a home, knowing every fee and cost is at the forefront of the buyer’s mind. However, understanding the ins and outs of each cost can be difficult. Let’s

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Divorce Loans: Making The Transition

As of the 2010 census, there were 56 million married couple households. Because the divorce rate ranges from 40-50%, a lot of people need divorce loans. That being said, we

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How To Choose A Mortgage Lender

You’ve decided you’re ready to buy a new home. The first step is choosing a mortgage lender. But how on earth do you go about finding the right lender for

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Why Does It Matter Where I Get My Pre-Approval?

As a consumer, you have a lot of choices when it comes to getting a mortgage pre-approval. You can go through your bank, go online, or go with a mortgage

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How Do Lenders Verify Income?

Regardless of where you get a mortgage, you will always need three things - income, credit, and money down - and you’ll need the proper documentation for each.

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Mortgage Loans at Every Stage of Life

Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a

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Documents Needed To Apply For A Mortgage

Nearly everyone that comes to us for a mortgage or refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot. In

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