Frequently Asked Mortgage Questions

Here at Mortgage Specialists, one of our favorite aspects of the job is educating our clients on the mortgage process. It isn’t a process that many go through often, so

Share
7 Financial and Lifestyle Benefits of Home Ownership

Owning a home is a large part of the American dream. According to a 2019 survey conducted by the National Association of REALTORS®, “Approximately 75% of non-homeowners believe homeownership is

Share
How Do Lenders Verify Income?

Regardless of where you get a mortgage, you will always need three things – income, credit, and money down – and you’ll need the proper documentation for each. The mortgage

Share
Calling All Our Move-Up Buyers

You’ve already successfully bought your first house, enjoyed a few years in it, and now you’re ready to move onto your next home. You’re what we like to call move-up

Share
How To Choose A Lender

You’ve decided you’re ready to buy a new home. The first thing you need to do is choose a lender. But how on earth do you go about finding the

Share
Why You Should Find A Lender First

It’s common knowledge that in order to buy a home, you’re going to need both a real estate agent and a loan officer. What many people don’t know is who

Share
Mortgage Pre-Approval: Monthly Payments

Just because your mortgage pre-approval says you can buy a $400,000 home doesn’t mean it would be in your best interest to do so. We’ve seen this situation unfold time

Share
Why Does Getting A Mortgage Take So Long?

First-time homebuyers often have this question – why does the mortgage process take so long? With the typical time of application to closing averaging 45-60 days, we understand why people

Share
A Complete Overview Of The Home Buying Process

We know that buying a house can be daunting. Many of our clients come to us with little to no knowledge of the home buying process. For that reason, we’re

Share
Five Most Common Questions First-Time Homebuyers Have

Buying your first home can be a very stressful time as it is likely the largest decision you have made in your life. In our experience, the following questions are

Share