Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you didn’t put 20% down when purchasing your home. But did you know you
Best of Omaha Winner since 2021
Tax season is here, and for many, that refund check offers a golden opportunity to achieve major financial goals. If you’re considering buying a home in Omaha, Nebraska, your tax
Have you ever heard of recasting a mortgage loan? We’re assuming not. It’s a little-known tool that allows you to lower your monthly mortgage payment without having to refinance. Sounds great, right?
"Can I borrow more than the house is worth?" "If I’m pre-approved for up to a $200,000 loan and the house I want to purchase is only $150,000, can I get a loan for $200,000 and use the remaining $50,000 for remodeling?"
Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a
Buying your first home can be a very stressful time as it is likely the largest decision you have made in your life. In our experience, the following questions are some of the most commonly asked by first-time homebuyers.
Nearly everyone that comes to us comments on the amount of documents needed for a mortgage or refinance they have to provide us with. We know, it is a lot. But, in order to apply for a mortgage or refinance, we need specific documents.
When we speak with first-time home buyers, we’re often met with surprise when outlining the amount of money needed to buy. Many clients come to us knowing about the down payment and monthly mortgage payment, and that’s about all. We’d like to go over the general expenses to expect when buying a home, as well as the money we’d recommend having on hand.
We get questions regarding buying a house with student loan debt all the time. "Can I get a mortgage when I have student debt?" "How can I save for a down payment while paying off student debt?" "I have a mortgage and student debt, should I start paying one off early?" Let's dive into it!
You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender before beginning to house hunt.
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