Which Loan Is Right For Me?: Conventional vs Government-Insured Loans

We know that purchasing a home is a daunting task for anyone, but especially first-time homebuyers. There are many different types of loans available and it’s important to understand each

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Self-Employed Borrowers: What You Need to Know

If you’re self-employed, you’ve probably heard that it’s harder for you to get a mortgage than most people. Which is true – to an extent. The first thing you need

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What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Mortgage Loans at Every Stage of Life

Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a

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Six Common Issues That Can Delay a Closing

If you’ve ever bought a home, you probably know there are many issues that can delay a closing. And if you haven’t bought a home, we’re here to tell you

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Do You Mortgage Shop? You Should

And this is coming from a mortgage lender! Results from a recent National Housing Survey show that 1/3 of consumers who bought a home last year got only one mortgage

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Buying a House with Student Debt

We get questions regarding buying a house with student debt all the time. Can I get a mortgage when I have student debt? How can I save for a down

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The Mortgage Specialists Difference

Here at Mortgage Specialists, we do things differently than other mortgage lenders in Omaha. One of the biggest differentiators we offer our clients and their real estate agents is a

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The Best Pre-Approval Tip

We generally aren’t big fans of calling any piece of advice the best. But, for the best pre-approval tip, we’ve made an exception. As a consumer, you have a lot

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Buying Your Next Home

If you’re considering buying your next home, you’re what we like to refer to as a move-up buyer. Many of our clients buy their first home and live in it

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