Which Loan Is Right For Me?: Conventional vs Government-Insured Loans

We know that purchasing a home is a daunting task for anyone, but especially first-time homebuyers. There are many different types of loans available and it’s important to understand each

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Self-Employed Borrowers: What You Need to Know

If you’re self-employed, you’ve probably heard that it’s harder for you to get a mortgage than most people. Which is true – to an extent. The first thing you need

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Cash-Out Refinances

Have you ever heard of a cash-out refinance? If you haven’t yet, you’re sure to hear a friend or two chatting about them soon. Rates have continued to drop since

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Divorce Credit Score Mishaps

Thinking of your credit may be the last thing on your mind when going through a divorce and we understand why. It’s a long process that affects many facets of

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Assembling Your Divorce Team

Did you know that January has been unofficially named ‘divorce month’? In the years we’ve been helping clients migrate their divorces, we’ve noticed that divorces tend to slow down from

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What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Mortgage Loans at Every Stage of Life

Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a

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Six Common Issues That Can Delay a Closing

If you’ve ever bought a home, you probably know there are many issues that can delay a closing. And if you haven’t bought a home, we’re here to tell you

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To Rent or Buy?

Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial

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Home Remodeling ROI

More and more of our clients are expressing interest in purchasing homes in need of remodeling. Some may like the thrill of making a space theirs, while others believe it’s

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