Why Would a Seller Not Accept My Contingency Offer?

A contingency offer includes conditions that must be met before the sale of a home can proceed and/or close. Because these stipulations usually cater to buyers, a contingency offer may introduce uncertainty or risk for the seller.

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Types of Refinancing

Looking to save money, reduce monthly payments, or access cash for expenses? There's a type of refinancing to meet your needs. Let’s discuss!

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6 Steps to Buying a Home

From navigating the real estate market to securing a mortgage & closing the deal, each step to buying a home requires careful consideration.

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Should You Pay More Than the Listing Price?

Buying a house is a significant financial decision that often involves careful consideration and negotiation. One common dilemma for homebuyers is whether they should offer more than the listing price

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The 4 “P”s of Lending

First and foremost, buying a home and obtaining a mortgage is a significant financial decision, often involving substantial sums of money and long-term commitments. Whether it’s a mortgage company, credit

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Divorce Loans: Making The Transition

As of the 2010 census, there were 56 million married couple households. Because the divorce rate ranges from 40-50%, a lot of people need divorce loans. That being said, we

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How To Choose A Mortgage Lender

You’ve decided you’re ready to buy a new home. The first step is choosing a mortgage lender. But how on earth do you go about finding the right lender for

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Sellers Don’t Like FHA Loans

If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage

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How Long Is a Mortgage Pre-approval Good For?

In order to obtain a mortgage pre-approval, the buyer needs to provide their lender with a picture of their financial situation. They will also supply the lender with documentation –

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How Do Lenders Verify Income?

Regardless of where you get a mortgage, you will always need three things - income, credit, and money down - and you’ll need the proper documentation for each.

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