First-Time Home Buyers: Here’s What You Need To Know

Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a

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What Factors Into Your Mortgage Interest Rate

With everything going on in our current economy, our clients have been increasingly interested in what factors into their mortgage interest rate. In short, a lot of things factor into

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Which Loan Is Right For Me?: Conventional vs Government-Insured Loans

We know that purchasing a home is a daunting task for anyone, but especially first-time homebuyers. There are many different types of loans available and it’s important to understand each

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Self-Employed Borrowers: What You Need to Know

If you’re self-employed, you’ve probably heard that it’s harder for you to get a mortgage than most people. Which is true – to an extent. The first thing you need

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Cash-Out Refinances

Have you ever heard of a cash-out refinance? If you haven’t yet, you’re sure to hear a friend or two chatting about them soon. Rates have continued to drop since

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Assembling Your Divorce Team

Did you know that January has been unofficially named ‘divorce month’? In the years we’ve been helping clients migrate their divorces, we’ve noticed that divorces tend to slow down from

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What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Mortgage Loans at Every Stage of Life

Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a

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Six Common Issues That Can Delay a Closing

If you’ve ever bought a home, you probably know there are many issues that can delay a closing. And if you haven’t bought a home, we’re here to tell you

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To Rent or Buy?

Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial

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