Pre-qualification, Pre-approval, and Loan Commitment: What’s the Difference?

You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender

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Five Most Common Questions First-Time Homebuyers Have

Buying your first home can be a very stressful time as it is likely the largest decision you have made in your life. In our experience, the following questions are

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Keeping Your Documents in Order

As Tax Day has passed, you may have your W-2s, insurance forms, and other paperwork still laying around. Our tip to you is to file that paperwork away in a

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Conventional Loan Guidelines

Anyone who has ever applied for a mortgage knows there are minimum requirements they must meet to qualify. And while we’d love to help any and everyone who walks through

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Use Your Tax Refund To Save For A Down Payment

Tax season is in full swing. This means that many local Omahans will be receiving or have already received a tax refund of varying amounts. And we think the best

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Qualify For A Conventional Loan

If you’re in the market for a new home, it’s important to know that the housing market is a seller’s market right now. That means there are a lot of

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Money Needed To Buy A Home

When we speak with first-time home buyers, we’re often met with surprise when outlining the amount of money needed to buy. Many clients come to us knowing about the down

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5 Pre-Approval Mistakes To Avoid

You’re pre-approved for a loan – congratulations! You’ve just taken the first step to purchasing your new home. While a pre-approval shows that your lender could provide you with a

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Three Reasons To Get Pre-Approved Early

One of the questions we’ve been getting asked lately is when to get a mortgage pre-approval in Omaha. Generally, it’s best to get pre-approved before you begin looking at homes.

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4 Common Home Buying Mistakes

Here at Mortgage Specialists, we love the educational aspect of our jobs. In fact, it’s one of our core values! We enjoy being able to help educate our clients, REALTORS®,

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