Buying a House with Student Debt

We get questions regarding buying a house with student debt all the time. Can I get a mortgage when I have student debt? How can I save for a down

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Home Appraisal 101

What is a home appraisal? Is it the assessed value or is it determined during the home inspection? It’s neither. A home appraisal is a qualified third-party’s educated opinion on

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Pre-qualification, Pre-approval, and Loan Commitment: What’s the Difference?

You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender

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Conventional Loan Guidelines

Anyone who has ever applied for a mortgage knows there are minimum requirements they must meet to qualify. And while we’d love to help any and everyone who walks through

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Use Your Tax Refund To Save For A Down Payment

Tax season is in full swing. This means that many local Omahans will be receiving or have already received a tax refund of varying amounts. And we think the best

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Which Loan Is Right For Me? Fixed- vs Adjustable-Rate Loans

When you begin the homebuying process, you quickly learn there are a few different options to customize a mortgage to your unique situation. It can be a little overwhelming at

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Qualify For A Conventional Loan

If you’re in the market for a new home, it’s important to know that the housing market is a seller’s market right now. That means there are a lot of

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Money Needed To Buy A Home

When we speak with first-time home buyers, we’re often met with surprise when outlining the amount of money needed to buy. Many clients come to us knowing about the down

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Home Ownership After Divorce

Deciding whether or not to purchase a home after a divorce is a tricky decision for most. We’ve found that when it comes to homeownership after divorce, many of our

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Three Reasons To Get Pre-Approved Early

One of the questions we’ve been getting asked lately is when to get a mortgage pre-approval in Omaha. Generally, it’s best to get pre-approved before you begin looking at homes.

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