Refinancing 101

When done correctly, refinancing your mortgage can save you thousands of dollars in interest over the life of your loan. Interest rates are the lowest they’ve been in the past

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Do You Mortgage Shop? You Should

And this is coming from a mortgage lender! Results from a recent National Housing Survey show that 1/3 of consumers who bought a home last year got only one mortgage

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Considering Refinancing? Ask These Questions

Is it worth it? Refinancing costs money. If you’re looking to refinance in order to secure a lower interest rate, you have to pay closing costs again. These can include

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Credit Scores: What You Need To Know

You won’t believe how many times we’ve had clients inform us the credit scores we pulled are incorrect. This phenomenon began around the time websites like Credit Karma started popping

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5 Pre-Approval Mistakes To Avoid

You’re pre-approved for a loan – congratulations! You’ve just taken the first step to your new home. While a pre-approval guarantees that your lender could provide you with a loan

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2019 Homebuyers Mean Business

According to a Redfin study, homebuyers in 2019 are spending 3 fewer days searching and visit one less home on average than they did last year. With inventory down, mortgage

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Buying a House with Student Debt

We get questions regarding buying a house with student debt all the time. Can I get a mortgage when I have student debt? How can I save for a down

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The Mortgage Specialists Difference

Here at Mortgage Specialists, we do things differently than other mortgage lenders in Omaha. One of the biggest differentiators we offer our clients and their real estate agents is a

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Is Buying A House A Good Investment?

One common question we get is this: Is buying a house a good investment? It’s a complicated question to answer without knowing any specifics about the person asking and their

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Sellers Don’t Like FHA Loans

If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage

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Divorce Financial Neutral

A financial neutral is someone who is an impartial expert in their field. In a collaborative divorce process, there is at least one divorce financial neutral. For many cases, the

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The Best Pre-Approval Tip

We generally aren’t big fans of calling any piece of advice the best. But, for the best pre-approval tip, we’ve made an exception. As a consumer, you have a lot

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Low Interest Rates May Push Purchase Lending to 14-Year High

Interest rates have remained low for a number of years with small fluctuations. These low rates have had a major impact on mortgage demand as well as the demand to

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Buying Your Next Home

If you’re considering buying your next home, you’re what we like to refer to as a move-up buyer. Many of our clients buy their first home and live in it

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Are You Ready To Buy Your First Home?

Are you stuck on the fence wondering if you’re ready to buy your first home? Right now is an opportune time to purchase a home. Not only is the housing

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Omaha Real Estate Shows No Signs of Slowing Down

You’ve likely heard the stories of Omaha homes being bought up within days or even hours of being listed. Well, these aren’t exaggerations. These instances have significantly affected our “days

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