3 Things to Consider When Getting a Mortgage

Have you been thinking about buying a home and getting a mortgage? We ask all of our clients to consider the following things when looking to buy. Doing so can

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Couple selecting paint colors for home improvement, highlighting the benefits of homeownership, with "7 Financial and Lifestyle Benefits of Home Ownership" text and Mortgage Specialists logo.

Owning a home is a large part of the American dream. According to a 2019 survey conducted by the National Association of REALTORS®, “Approximately 75% of non-homeowners believe homeownership is

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Modern residential home with landscaped lawn, featured in "Home Appraisal 101" by Mortgage Specialists, illustrating home appraisal concepts.

What is a home appraisal? Is it the assessed value or is it determined during the home inspection? It’s neither. A home appraisal is a qualified third-party’s educated opinion on

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Glossary of common mortgage, loan, and real estate jargon with the term "mortgage" highlighted in green, emphasizing financial terminology relevant to home buying and loans.

Diving into the realm of buying/selling a home or applying for loans can be a scary maneuver. There is money on the line and tons of jargon that you don’t

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Wooden houses with a downward red arrow, representing recession and interest rates impact on real estate, Mortgage Specialists branding.

We pride ourselves on being transparent and sharing up-to-date tips and information. With speculation of a recession on the horizon, we are here to share the statistics to help with

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Hand organizing documents in a file folder, emphasizing the importance of keeping paperwork in order for mortgage-related processes, with "Keeping Your Documents in Order" text and Mortgage Specialists logo.

As Tax Day has passed, you may have your W-2s, insurance forms, and other paperwork still laying around. Our tip to you is to file that paperwork away in a

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Piggy bank on a bed of cash with text "Use Your Tax Refund to Save for a Down Payment" and Mortgage Specialists logo, illustrating financial advice for homebuyers.

Tax season is in full swing. This means that many local Omahans will be receiving or have already received a tax refund of varying amounts. And we think the best

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Omaha street scene with cobblestone pavement, buildings, and trees, featuring text "What You Need to Know About Omaha Property Taxes" and Mortgage Specialists logo.

Here at Mortgage Specialists, we’ve been fielding more and more questions about Omaha property taxes than in recent years. We understand why – many Omaha homes have been significantly going

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Piggy bank with coins and text "Refinance to Drop Private Mortgage Insurance," symbolizing financial strategies for mortgage refinancing by Mortgage Specialists.

With interest rates hovering near all-time lows for most of 2021, we’ve been receiving a lot of refinancing questions. Refinancing your mortgage is a great option in many situations, including

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City skyline featuring modern buildings with a prominent sign reading "Benefits Of Choosing A Local Lender" and the logo of Mortgage Specialists, emphasizing local mortgage services in Douglas County.

One of the best things a home buyer can do is shop around for loans. Doing so will help you to be the most informed buyer, and ensure you’re getting

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Family celebrating homeownership with keys, featuring text "Questions to Consider Before Buying in a Competitive Housing Market" and Mortgage Specialists logo.

We’re sure everyone has heard by now – Omaha has a very competitive housing market right now. And it’s not just Omaha, the entire country is experiencing a more competitive

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New construction home exterior with modern design, featuring a brown facade and slate roof, accompanied by text "5 New Construction Home Tips" and Mortgage Specialists logo, set in a developing neighborhood.

So, you’re thinking that your next house might be a new construction home. What exactly does that entail? Most of the information online pertains specifically to purchasing an existing home,

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Family interacting with a real estate agent in a modern kitchen, discussing home buying strategies, with text overlay "How To Win A Bidding War" and "Mortgage Specialists" logo.

The real estate market today is increasingly competitive. And with a competitive market comes bidding wars. With so many bidding wars taking place, we want to take a moment to

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Real estate agent guiding homebuyers through a property, emphasizing the importance of having professional assistance in the home buying process.

This is a topic we feel strongly about, having worked in the mortgage industry for years. We’ve worked on transactions where the buyer doesn’t have a real estate agent to

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Hands exchanging house keys in front of a welcoming home, representing frequently asked mortgage questions and the home buying process.

Here at Mortgage Specialists, one of our favorite aspects of the job is educating our clients on the mortgage process. It isn’t a process that many go through often, so

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Boxes stacked in a room with empty picture frames and a plant, featuring the text "Calling All Our Move-Up Buyers" and the Mortgage Specialists logo, emphasizing resources for home buyers.

You’ve already successfully bought your first house, enjoyed a few years in it, and now you’re ready to move onto your next home. You’re what we like to call move-up

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