Quick Financial Fact: Pre-Qualification

The term “pre-qualified” can be tricky. A pre-qualification for a loan does not mean that your financing is secure, although 37% of prospective home buyers believe it does. When you’re

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Shout Out to Habitat for Humanity!

To live in Omaha is to love Omaha…at least that’s what I believe. Communities like the one we are privileged to live in don’t just regenerate on their own. Habitat

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1:1 Ratio of Job to Job Seeker

Low unemployment is fantastic! It means that folks who want and need jobs have them. But there is a tipping point -a point at which there isn’t enough labor for

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Qualify For A Conventional Loan

If you’re in the market for a new home, it’s important to know that the housing market is a seller’s market right now. That means there are a lot of

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5 Questions to Ask Your Mortgage Lender on a Yearly Basis

“Is there a way to lower my monthly payment?” If your debt has decreased and your credit score has improved, there is a good chance you could qualify for a lower

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What Prospective Home Buyers Need to Know About Student Loan Debt

Owning a home has always been considered a common way Americans build wealth, but homeownership can be a distant dream for those holding a substantial amount of student loan debt.

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Recasting A Mortgage Loan

Have you ever heard of recasting a mortgage loan? We’re assuming not. It’s a little-known tool that allows you to lower your monthly mortgage payment without having to refinance. Sounds

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The Top 4 Reasons People Get Denied a HELOC

Home equity lines of credit are how mortgage borrowers can take equity out of their house without selling it. When dealt with responsibly, a HELOC can be a fantastic benefit

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6 Ways to Increase Your Chances of Getting a Good Loan

Meet with your mortgage professional at least several months in advance. The advantage of time can be very important in this process. Connect with a real estate agent you trust.

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What Impact Does my Airbnb Have on My Mortgage or Refinance?

Many of my clients have jumped on the “sharing economy” by renting out space from their homes or the entire home on third party rental apps like Airbnb. It’s a

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We Need to Clean Up the Items That Affect Your Credit Scores

When you apply for a mortgage loan, one of the first things your mortgage professional will tell you is to not do anything that can impact your credit until after

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A Note on Home Renovations

When it comes to home renovations, it’s a hard and fast rule that larger renovations yield a much lower ROI than smaller budget renovations. For instance, a minor kitchen remodel

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Working on a Down Payment or Just Working Down Debt? Reconsider These…

A Large Wedding – I’m all for a party, don’t get me wrong, but weddings have become a little ridiculous. Millennials are entering into years of high debt for one

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My Predictions for the Real Estate Market in 2018

Home Prices Will Continue to Surge – Depending on the source, home prices shot up nearly 7% last year. Experts are expecting home prices to go up another 4.4% by

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14 New Hotels in the Works for Omaha

Seems like a lot, right? Well over the next several years, Omaha will see a total of 1,500 new hotel rooms to accommodate our guests. That’s an increase of about

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Use Your Tax Refund To Save For A Down Payment

Tax season is officially in full swing. This means that many local Omahans will be receiving a tax refund of varying amounts. And while we think the best way to

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