When you begin the homebuying process, you quickly learn there are a few different options to customize a mortgage to your unique situation. It can be a little overwhelming at
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Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial
In a divorce, the marital home is often the largest asset. In our experience, it can also be a large item of contention. This is often due to the emotional
Nearly everyone that comes to us for a mortgage or refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot. In
It’s been decided; you’re going to buy a new home. Whether you’re a first-time homebuyer or a seasoned homeowner, the home buying process can seem a little daunting. Browsing through
Divorcing your mortgage can be a tricky process. One of the most common questions we’ve received recently is about the escrow account and divorce. What happens to the money in
Have you been thinking about buying a home and getting a mortgage? We ask all of our clients to consider the following things when looking to buy. Doing so can
Journeying away from our typical mortgage or loan tips and guidelines to speak about something that is equally as important and impactful when purchasing a home– delayed gratification. Delayed Gratification
We get questions regarding buying a house with student debt all the time. Can I get a mortgage when I have student debt? How can I save for a down
Owning a home is a large part of the American dream. According to a 2019 survey conducted by the National Association of REALTORS®, “Approximately 75% of non-homeowners believe homeownership is
What is a home appraisal? Is it the assessed value or is it determined during the home inspection? It’s neither. A home appraisal is a qualified third-party’s educated opinion on
You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender
Diving into the realm of buying/selling a home or applying for loans can be a scary maneuver. There is money on the line and tons of jargon that you don’t
Buying your first home can be a very stressful time as it is likely the largest decision you have made in your life. In our experience, the following questions are
“Does it matter where I get my pre-approval from?” We get this question quite often. Here’s our two cents — When sellers review your offer, the lender you choose will
Have you ever heard of recasting a mortgage loan? We’re assuming not. It’s a little-known tool that allows you to lower your monthly mortgage payment without having to refinance. Sounds
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