Frequently Asked Mortgage Questions

Here at Mortgage Specialists, one of our favorite aspects of the job is educating our clients on the mortgage process. It isn’t a process that many go through often, so

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Calling All Our Move-Up Buyers

You’ve already successfully bought your first house, enjoyed a few years in it, and now you’re ready to move onto your next home. You’re what we like to call move-up

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Advantages Of Buying A Home In Omaha

There are many advantages to buying a home in Omaha. Many of our clients look forward to the little things, like being able to remodel or redecorate without having to

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Why You Should Find A Lender First

It’s common knowledge that in order to buy a home, you’re going to need both a real estate agent and a loan officer. What many people don’t know is who

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Pros and Cons of Refinancing to a 15-Year Mortgage

What Are the Pros of a 15-Year Mortgage? Pay less interest over the life of your loan Gain equity faster What Are the Cons of a 15-Year Mortgage? Significantly larger

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Mortgage Pre-Approval: Monthly Payments

Just because your mortgage pre-approval says you can buy a $400,000 home doesn’t mean it would be in your best interest to do so. We’ve seen this situation unfold time

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Why Does Getting A Mortgage Take So Long?

First-time homebuyers often have this question – why does the mortgage process take so long? With the typical time of application to closing averaging 45-60 days, we understand why people

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A Complete Overview Of The Home Buying Process

We know that buying a house can be daunting. Many of our clients come to us with little to no knowledge of the home buying process. For that reason, we’re

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New Construction Loans 101

It seems like the number of homes built in the Omaha metro continues to rise each year, with communities popping up to the north, south, and west of town. With

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First-Time Home Buyers: Here’s What You Need To Know

Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a

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FHA Rules For Flipped Houses

Flipping houses has become increasingly popular in the last 5-10 years. Many are familiar with the term and often associate it with popular HGTV shows. But did you know that

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What Factors Into Your Mortgage Interest Rate

With everything going on in our current economy, our clients have been increasingly interested in what factors into their mortgage interest rate. In short, a lot of things factor into

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Self-Employed Borrowers: What You Need to Know

If you’re self-employed, you’ve probably heard that it’s harder for you to get a mortgage than most people. Which is true – to an extent. The first thing you need

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It’s common knowledge that many marriages end in divorce. While we spend the majority of our time trying to educate those going through a divorce themselves, we think it’s also

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Cash-Out Refinances

Have you ever heard of a cash-out refinance? If you haven’t yet, you’re sure to hear a friend or two chatting about them soon. Rates have continued to drop since

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Divorce Credit Score Mishaps

Thinking of your credit may be the last thing on your mind when going through a divorce and we understand why. It’s a long process that affects many facets of

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