Refinance to Drop Private Mortgage Insurance

With interest rates hovering near all-time lows for most of 2021, we’ve been receiving a lot of refinancing questions. Refinancing your mortgage is a great option in many situations, including

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Benefits Of Choosing A Local Lender

One of the best things a home buyer can do is shop around for loans. Doing so will help you to be the most informed buyer, and ensure you’re getting

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Questions to Consider Before Buying in a Competitive Housing Market

We’re sure everyone has heard by now – Omaha has a very competitive housing market right now. And it’s not just Omaha, the entire country is experiencing a more competitive

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5 New Construction Home Tips

So, you’re thinking that your next house might be a new construction home. What exactly does that entail? Most of the information online pertains specifically to purchasing an existing home,

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How To Win A Bidding War

The real estate market today is increasingly competitive. And with a competitive market comes bidding wars. With so many bidding wars taking place, we want to take a moment to

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Buyers: You Need A Real Estate Agent

This is a topic we feel strongly about, having worked in the mortgage industry for years. We’ve worked on transactions where the buyer doesn’t have a real estate agent to

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Frequently Asked Mortgage Questions

Here at Mortgage Specialists, one of our favorite aspects of the job is educating our clients on the mortgage process. It isn’t a process that many go through often, so

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Calling All Our Move-Up Buyers

You’ve already successfully bought your first house, enjoyed a few years in it, and now you’re ready to move onto your next home. You’re what we like to call move-up

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Advantages Of Buying A Home In Omaha

There are many advantages to buying a home in Omaha. Many of our clients look forward to the little things, like being able to remodel or redecorate without having to

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Why You Should Find A Lender First

It’s common knowledge that in order to buy a home, you’re going to need both a real estate agent and a loan officer. What many people don’t know is who

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Pros and Cons of Refinancing to a 15-Year Mortgage

What Are the Pros of a 15-Year Mortgage? Pay less interest over the life of your loan Gain equity faster What Are the Cons of a 15-Year Mortgage? Significantly larger

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Mortgage Pre-Approval: Monthly Payments

Just because your mortgage pre-approval says you can buy a $400,000 home doesn’t mean it would be in your best interest to do so. We’ve seen this situation unfold time

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Why Does Getting A Mortgage Take So Long?

First-time homebuyers often have this question – why does the mortgage process take so long? With the typical time of application to closing averaging 45-60 days, we understand why people

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A Complete Overview Of The Home Buying Process

We know that buying a house can be daunting. Many of our clients come to us with little to no knowledge of the home buying process. For that reason, we’re

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New Construction Loans 101

It seems like the number of homes built in the Omaha metro continues to rise each year, with communities popping up to the north, south, and west of town. With

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First-Time Home Buyers: Here’s What You Need To Know

Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a

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