Why You Should Find A Lender First

It’s common knowledge that in order to buy a home, you’re going to need both a real estate agent and a loan officer. What many people don’t know is who

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Mortgage Pre-Approval: Monthly Payments

Just because your mortgage pre-approval says you can buy a $400,000 home doesn’t mean it would be in your best interest to do so. We’ve seen this situation unfold time

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Why Does Getting A Mortgage Take So Long?

First-time homebuyers often have this question – why does the mortgage process take so long? With the typical time of application to closing averaging 45-60 days, we understand why people

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First-Time Home Buyers: Here’s What You Need To Know

Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a

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What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Home Remodeling ROI

More and more of our clients are expressing interest in purchasing homes in need of remodeling. Some may like the thrill of making a space theirs, while others believe it’s

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Refinancing 101

When done correctly, refinancing your mortgage can save you thousands of dollars in interest over the life of your loan. Interest rates are the lowest they’ve been in the past

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Credit Scores: What You Need To Know

You won’t believe how many times we’ve had clients inform us the credit scores we pulled are incorrect. This phenomenon began around the time websites like Credit Karma started popping

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Sellers Don’t Like FHA Loans

If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage

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