When buying a home, especially for first-time buyers, navigating rules and regulations can be daunting. One of the lesser-known yet important guidelines to understand is the FHA 90-day rule for
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The housing market is heating up, and finding your dream home in Omaha can feel like a race against time. Homes are selling quickly, and buyers often face stiff competition
The real estate market is always changing, and understanding its ebbs and flows can make a big difference for homebuyers and sellers. Whether you’re in the process of buying your
Many dream of owning their first home, but taking that leap can feel overwhelming. At Mortgage Specialists, we’re here to break down the first-time homebuyer process into simple, manageable steps.
Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you didn’t put 20% down when purchasing your home. But did you know you
Navigating the divorce mortgage process can feel overwhelming, but with the right guidance, you can take control of the situation. Whether you’re trying to manage refinancing after divorce or figuring out how to split assets fairly, this guide will help you understand your escrow account and make informed decisions.
One of the most common dilemmas for buyers is whether paying over the listing price is a smart move. While it may seem counterintuitive to offer more than a home is listed for, there are situations where it could be the right choice.
Tax season is here, and for many, that refund check offers a golden opportunity to achieve major financial goals. If you’re considering buying a home in Omaha, Nebraska, your tax
When used responsibly, HELOCs can be a fantastic benefit of homeownership, allowing homeowners to invest in necessary home renovations to increase the value of their home. However, qualifying for a HELOC can be difficult for some borrowers.
Have you ever heard of recasting a mortgage loan? We’re assuming not. It’s a little-known tool that allows you to lower your monthly mortgage payment without having to refinance. Sounds great, right?
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