Comprehending credit inquiries and how they differ allows individuals to make informed decisions, while the deduping process ensures the accuracy and fairness of credit reporting.
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Unlike government-backed mortgages, conventional loans are offered by private lenders. The lending decisions are based on each private lender's criteria, not government standards.
Locking in a rate with a lender is a way to protect yourself from potential interest rate increases while you're in the homebuying process.
A contingency offer includes conditions that must be met before the sale of a home can proceed and/or close. Because these stipulations usually cater to buyers, a contingency offer may introduce uncertainty or risk for the seller.
Taking the leap into homeownership offers a variety of benefits that can greatly enhance one's life. Homeownership is a path to financial stability, equity accumulation, and the potential for property value appreciation.
Looking to save money, reduce monthly payments, or access cash for expenses? There's a type of refinancing to meet your needs. Let’s discuss!
Loan commitments are a crucial, formal agreement that follows the pre-qualification and pre-approval stages of the loan application process.
House hunting? Purchasing a home in a reputable school district offers several compelling advantages, even if you don't have children.
First time homebuyer programs are initiatives and assistance offered by various agencies to help individuals who are purchasing their first home.
From navigating the real estate market to securing a mortgage & closing the deal, each step to buying a home requires careful consideration.
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