Why Would a Seller Not Accept My Contingency Offer?

A contingency offer includes conditions that must be met before the sale of a home can proceed and/or close. Because these stipulations usually cater to buyers, a contingency offer may introduce uncertainty or risk for the seller.

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7 Financial and Lifestyle Benefits of Homeownership

Taking the leap into homeownership offers a variety of benefits that can greatly enhance one's life. Homeownership is a path to financial stability, equity accumulation, and the potential for property value appreciation.

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Types of Refinancing

Looking to save money, reduce monthly payments, or access cash for expenses? There's a type of refinancing to meet your needs. Let’s discuss!

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What Is a Loan Commitment?

Loan commitments are a crucial, formal agreement that follows the pre-qualification and pre-approval stages of the loan application process.

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House Hunting? School Districts Matter

House hunting? Purchasing a home in a reputable school district offers several compelling advantages, even if you don't have children.

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First Time Homebuyer Programs

First time homebuyer programs are initiatives and assistance offered by various agencies to help individuals who are purchasing their first home.

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6 Steps to Buying a Home

From navigating the real estate market to securing a mortgage & closing the deal, each step to buying a home requires careful consideration.

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What Is Mortgage Insurance?

Mortgage insurance is a type of financial protection that lenders require when borrowers make a down payment of less than 20% of the home's purchase price.

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Should You Pay More Than the Listing Price?

Buying a house is a significant financial decision that often involves careful consideration and negotiation. One common dilemma for homebuyers is whether they should offer more than the listing price

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The 4 “P”s of Lending

First and foremost, buying a home and obtaining a mortgage is a significant financial decision, often involving substantial sums of money and long-term commitments. Whether it’s a mortgage company, credit

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