Why Does Getting A Mortgage Take So Long?

First-time homebuyers often have this question – why does the mortgage process take so long? With the typical time of application to closing averaging 45-60 days, we understand why people

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A Complete Overview Of The Home Buying Process

We know that buying a house can be daunting. Many of our clients come to us with little to no knowledge of the home buying process. For that reason, we’re

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First-Time Home Buyers: Here’s What You Need To Know

Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a

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Which Loan Is Right For Me?: Conventional vs Government-Insured Loans

We know that purchasing a home is a daunting task for anyone, but especially first-time homebuyers. There are many different types of loans available and it’s important to understand each

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Self-Employed Borrowers: What You Need to Know

If you’re self-employed, you’ve probably heard that it’s harder for you to get a mortgage than most people. Which is true – to an extent. The first thing you need

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What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Six Common Issues That Can Delay a Closing

If you’ve ever bought a home, you probably know there are many issues that can delay a closing. And if you haven’t bought a home, we’re here to tell you

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Do You Mortgage Shop? You Should

And this is coming from a mortgage lender! Results from a recent National Housing Survey show that 1/3 of consumers who bought a home last year got only one mortgage

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The Mortgage Specialists Difference

Here at Mortgage Specialists, we do things differently than other mortgage lenders in Omaha. One of the biggest differentiators we offer our clients and their real estate agents is a

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The Best Pre-Approval Tip

We generally aren’t big fans of calling any piece of advice the best. But, for the best pre-approval tip, we’ve made an exception. As a consumer, you have a lot

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