Can I borrow more than the house is worth? If I’m pre-approved for up to a $200,000 loan and the house I want to purchase is only $150,000, can I
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Here at Mortgage Specialists, one of our favorite aspects of the job is educating our clients on the mortgage process. It isn’t a process that many go through often, so
You’ve already successfully bought your first house, enjoyed a few years in it, and now you’re ready to move onto your next home. You’re what we like to call move-up
It’s common knowledge that in order to buy a home, you’re going to need both a real estate agent and a loan officer. What many people don’t know is who
Just because your mortgage pre-approval says you can buy a $400,000 home doesn’t mean it would be in your best interest to do so. We’ve seen this situation unfold time
First-time homebuyers often have this question – why does the mortgage process take so long? With the typical time of application to closing averaging 45-60 days, we understand why people
We know that buying a house can be daunting. Many of our clients come to us with little to no knowledge of the home buying process. For that reason, we’re
Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a
We know that purchasing a home is a daunting task for anyone, but especially first-time homebuyers. There are many different types of loans available and it’s important to understand each
If you’re self-employed, you’ve probably heard that it’s harder for you to get a mortgage than most people. Which is true – to an extent. The first thing you need
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