It's generally best to obtain pre-approval early - before starting to look at homes. We recommend getting pre-approved as early as six months to a year in advance.
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Conventional loan guidelines were created by the government and are enforced to protect the lender, borrower, and investor.
Taxes, insurance, and escrow not only affect individual home loans, but also contribute to the entire housing market.
Locking in a rate with a lender is a way to protect yourself from potential interest rate increases while you're in the homebuying process.
Taking the leap into homeownership offers a variety of benefits that can greatly enhance one's life. Homeownership is a path to financial stability, equity accumulation, and the potential for property value appreciation.
You’ve decided you’re ready to buy a new home. The first step is choosing a mortgage lender. But how on earth do you go about finding the right lender for
If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage
Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial
In a divorce, the marital home is often the largest asset. In our experience, it can also be a large item of contention. This is often due to the emotional
Divorcing your mortgage can be a tricky process. One of the most common questions we’ve received recently is about the escrow account and divorce. What happens to the money in
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