First-Time Home Buyers: Here’s What You Need To Know

Buying your first home is a big deal and most likely the most expensive purchase you’ve ever made. That’s why we wanted to take the time to piece together a

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What Factors Into Your Mortgage Interest Rate

With everything going on in our current economy, our clients have been increasingly interested in what factors into their mortgage interest rate. In short, a lot of things factor into

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Cash-Out Refinances

Have you ever heard of a cash-out refinance? If you haven’t yet, you’re sure to hear a friend or two chatting about them soon. Rates have continued to drop since

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Divorce Credit Score Mishaps

Thinking of your credit may be the last thing on your mind when going through a divorce and we understand why. It’s a long process that affects many facets of

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Assembling Your Divorce Team

Did you know that January has been unofficially named ‘divorce month’? In the years we’ve been helping clients migrate their divorces, we’ve noticed that divorces tend to slow down from

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What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Home Remodeling ROI

More and more of our clients are expressing interest in purchasing homes in need of remodeling. Some may like the thrill of making a space theirs, while others believe it’s

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Refinancing 101

When done correctly, refinancing your mortgage can save you thousands of dollars in interest over the life of your loan. Interest rates are the lowest they’ve been in the past

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Credit Scores: What You Need To Know

You won’t believe how many times we’ve had clients inform us the credit scores we pulled are incorrect. This phenomenon began around the time websites like Credit Karma started popping

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The Mortgage Specialists Difference

Here at Mortgage Specialists, we do things differently than other mortgage lenders in Omaha. One of the biggest differentiators we offer our clients and their real estate agents is a

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