A New Chapter: Homeownership After Divorce

One common question we hear is whether you can be considered a first-time homebuyer, even if you previously owned a home with your former spouse. For many Nebraskans, the answer might be yes, opening doors to valuable assistance programs.

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Winter Is a Stealthy Time to Buy a Home in Omaha

Whether you’re a first-time buyer or looking for a fresh start, Omaha’s real estate market offers great opportunities during the colder months.

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When to Lock in Your Interest Rate

Navigating the mortgage process involves several key decisions, and one of the most important is choosing when to lock in your interest rate. This decision can have a significant impact

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The HELOC vs. Home Equity Loan Dilemma: What’s the Best Choice?

HELOCs and Home Equity Loans are two financial tools that allow homeowners to leverage the equity in their homes, but they operate differently and serve different purposes.

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Navigating Your First Home Purchase with NIFA’s Support

One of the most valuable resources for Nebraskans is the Nebraska Investment Finance Authority (NIFA), which is dedicated to helping first-time buyers like you with affordable and accessible options.

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Secrets to Speeding Up Your Home Loan Closing

Speeding up your home loan closing involves a combination of preparation, organization, and effective communication. Whether you're a first-time homebuyer or a veteran homeowner looking to refinance, there are always new tips and tricks to explore.

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Recast vs Refinance: Lower Payments, Keep Your Rate

Many homeowners with low-interest mortgages are looking for ways to lower their monthly payments without giving up their great rate. If you've recently come into a lump sum of money (an inheritance, a bonus, the sale of another asset, etc.), you have a couple of options. Two common choices are mortgage recasting and refinancing.

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Refinancing at Any Stage of Divorce

Divorce is never an easy time. If you and your spouse are both listed on the family home, you have several options. Before you choose a divorce loan, it’s important to note that you can begin at any stage of divorce from before it’s filed to while it’s pending and, of course, once it has been finalized.

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Financial Housekeeping Tips for Homebuyers

Financial Housekeeping Tips for Homebuyers While you may have your down payment ready and a clear idea of your dream home, taking time to organize your finances is a crucial

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Why a Local Lender Matters for Your Pre-Approval

Discover why a local mortgage lender like Mortgage Specialists is your best choice for pre-approval in Omaha. Get personalized service and expert guidance.

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Inspection vs Appraisal: What’s the Difference?

Two key parts of your home purchase, the inspection and appraisal, often create questions for buyers.

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Refinancing During Divorce

The best option for handling your mortgage during a divorce depends on many factors including the loan itself and whether you or your spouse plan to live in your marital home.

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VA Loans 101

Securing a home loan can feel like navigating uncharted territory, but for veterans, active-duty service members, and their families, VA loans provide a unique path to homeownership. At Mortgage Specialists

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Common Roadblocks to Homeownership

Buying your first home is one of the most exciting milestones in life. However, for many first-time buyers, the path to homeownership can feel like navigating a maze of challenges.

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What You Need to Know About the Omaha Summer Market

Summer in Omaha isn’t just about baseball and barbecue. It’s also prime time for the housing market. With warm weather, longer days, and kids out of school, it’s no wonder

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House Hunting? Why School Districts Should Be on Your Radar

When it comes to house hunting, many buyers focus on square footage, amenities, or proximity to work. But there’s one factor that often gets overlooked by those without kids in

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