Secrets to Speeding Up Your Home Loan Closing

Speeding up your home loan closing involves a combination of preparation, organization, and effective communication. Whether you're a first-time homebuyer or a veteran homeowner looking to refinance, there are always new tips and tricks to explore.

Share
Recast vs Refinance: Lower Payments, Keep Your Rate

Many homeowners with low-interest mortgages are looking for ways to lower their monthly payments without giving up their great rate. If you've recently come into a lump sum of money (an inheritance, a bonus, the sale of another asset, etc.), you have a couple of options. Two common choices are mortgage recasting and refinancing.

Share
Refinancing at Any Stage of Divorce

Divorce is never an easy time. If you and your spouse are both listed on the family home, you have several options. Before you choose a divorce loan, it’s important to note that you can begin at any stage of divorce from before it’s filed to while it’s pending and, of course, once it has been finalized.

Share
Financial Housekeeping Tips for Homebuyers

Financial Housekeeping Tips for Homebuyers While you may have your down payment ready and a clear idea of your dream home, taking time to organize your finances is a crucial

Share
Why a Local Lender Matters for Your Pre-Approval

Discover why a local mortgage lender like Mortgage Specialists is your best choice for pre-approval in Omaha. Get personalized service and expert guidance.

Share
Inspection vs Appraisal: What’s the Difference?

Two key parts of your home purchase, the inspection and appraisal, often create questions for buyers.

Share
Refinancing During Divorce

The best option for handling your mortgage during a divorce depends on many factors including the loan itself and whether you or your spouse plan to live in your marital home.

Share
VA Loans 101

Securing a home loan can feel like navigating uncharted territory, but for veterans, active-duty service members, and their families, VA loans provide a unique path to homeownership. At Mortgage Specialists

Share
Common Roadblocks to Homeownership

Buying your first home is one of the most exciting milestones in life. However, for many first-time buyers, the path to homeownership can feel like navigating a maze of challenges.

Share
What You Need to Know About the Omaha Summer Market

Summer in Omaha isn’t just about baseball and barbecue. It’s also prime time for the housing market. With warm weather, longer days, and kids out of school, it’s no wonder

Share
House Hunting? Why School Districts Should Be on Your Radar

When it comes to house hunting, many buyers focus on square footage, amenities, or proximity to work. But there’s one factor that often gets overlooked by those without kids in

Share
How Mortgage Specialists is Proactive About Your Refinancing

The decision to refinance a mortgage can have a significant impact on your financial future. But with fluctuating interest rates, market changes, and the unique twists and turns of life,

Share
The ROI of Home Remodeling

Home remodeling offers the potential to transform spaces, increase property value, and improve day-to-day living—but for many homeowners, the upfront costs can seem like a roadblock. This is where smart

Share
Unlocking the Potential of Your Home’s Equity with Cash Out Refinancing

Your home is more than just a place to live, it’s a powerful financial tool. If you’re looking to fund major expenses, consolidate debt, or tackle home improvement projects, cash

Share
FHA Rules for Flipped Houses

When buying a home, especially for first-time buyers, navigating rules and regulations can be daunting. One of the lesser-known yet important guidelines to understand is the FHA 90-day rule for

Share
Questions to Consider Before Buying in a Competitive Housing Market

The housing market is heating up, and finding your dream home in Omaha can feel like a race against time. Homes are selling quickly, and buyers often face stiff competition

Share