Your home is more than just a place to live, it’s a powerful financial tool. If you’re looking to fund major expenses, consolidate debt, or tackle home improvement projects, cash
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When buying a home, especially for first-time buyers, navigating rules and regulations can be daunting. One of the lesser-known yet important guidelines to understand is the FHA 90-day rule for
The housing market is heating up, and finding your dream home in Omaha can feel like a race against time. Homes are selling quickly, and buyers often face stiff competition
The real estate market is always changing, and understanding its ebbs and flows can make a big difference for homebuyers and sellers. Whether you’re in the process of buying your
Many dream of owning their first home, but taking that leap can feel overwhelming. At Mortgage Specialists, we’re here to break down the first-time homebuyer process into simple, manageable steps.
Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you didn’t put 20% down when purchasing your home. But did you know you
Navigating the divorce mortgage process can feel overwhelming, but with the right guidance, you can take control of the situation. Whether you’re trying to manage refinancing after divorce or figuring out how to split assets fairly, this guide will help you understand your escrow account and make informed decisions.
One of the most common dilemmas for buyers is whether paying over the listing price is a smart move. While it may seem counterintuitive to offer more than a home is listed for, there are situations where it could be the right choice.
Tax season is here, and for many, that refund check offers a golden opportunity to achieve major financial goals. If you’re considering buying a home in Omaha, Nebraska, your tax
If you’re considering buying a home, this season might be the ideal time to make your move—especially in Omaha, Nebraska. Whether you’re a first-time buyer or upgrading to a new
When used responsibly, HELOCs can be a fantastic benefit of homeownership, allowing homeowners to invest in necessary home renovations to increase the value of their home. However, qualifying for a HELOC can be difficult for some borrowers.
Have you ever heard of recasting a mortgage loan? We’re assuming not. It’s a little-known tool that allows you to lower your monthly mortgage payment without having to refinance. Sounds great, right?
Are you looking into refinancing your mortgage? You’re not alone. We’ve had many questions regarding refinances lately and wanted to take a moment to discuss how you can get the best rate.
If you’re in the market for a new home, it’s important to know that the housing market is a seller’s market right now. That means there are a lot of
"Can I borrow more than the house is worth?" "If I’m pre-approved for up to a $200,000 loan and the house I want to purchase is only $150,000, can I get a loan for $200,000 and use the remaining $50,000 for remodeling?"
Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a
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