Regardless of where you get a mortgage, you will always need three things - income, credit, and money down - and you’ll need the proper documentation for each.
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HELOCs and Home Equity Loans are two financial tools that allow homeowners to leverage the equity in their homes, but they operate differently and serve different purposes.
Taxes, insurance, and escrow not only affect individual home loans, but also contribute to the entire housing market.
While we understand that interest rates are a key element when choosing a loan, they shouldn’t be considered as the only factor. Choosing a local mortgage broker for your home loan can make a somewhat stressful journey a whole lot smoother, as they can truly be a personal guide.
Comprehending credit inquiries and how they differ allows individuals to make informed decisions, while the deduping process ensures the accuracy and fairness of credit reporting.
Unlike government-backed mortgages, conventional loans are offered by private lenders. The lending decisions are based on each private lender's criteria, not government standards.
Looking to save money, reduce monthly payments, or access cash for expenses? There's a type of refinancing to meet your needs. Let’s discuss!
You’ve decided you’re ready to buy a new home. The first step is choosing a mortgage lender. But how on earth do you go about finding the right lender for
If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage
Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial
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