How To Qualify For A Lower Mortgage Rate

When borrowers come in for a pre-approval, it isn’t uncommon for them to ask how they can qualify for a lower mortgage rate. The problem is, most have waited until

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Pre-Qualification, Pre-Approval, And Loan Commitment: What’s The Difference?

You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender

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Documents Needed To Apply For A Mortgage

Nearly everyone that comes to us for a mortgage or a refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot.

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Get The Best Rate When Refinancing Your Mortgage

Are you looking into refinancing your mortgage? You’re not alone. We’ve had many questions regarding refinances lately and wanted to take a moment to discuss how you can get the

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New Construction Home Tips

So, you’re thinking that your next house might be a new construction home. What exactly does that entail? Most of the information on the internet pertains specifically to purchasing an

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The Nextdoor App is Shaking Things Up a Bit

Have you used the Nextdoor app? If you’re not on this fantastic neighborhood-centric social network, you should be! It’s a great hub for communities to come together, learn about one

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Why Do Most Mortgage Professionals Recommend 20% Down? That’s a Lot…

With so many loan options for low down payments popping up, why oh why would my mortgage professional tell me to put 20% down?! Firstly, have you heard of PMI?

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Right Now, No News is Good News

Mortgage rate changes are practically microscopic right now, and that is very good news. Obviously, as consumers, a decrease is always welcome, but given how very low mortgage rates have

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Divorce Loans: Making The Transition

As of the last census, there were 56 million married couple households. With the divorce rate ranging between 40-50%, that’s a lot of people left needing divorce loans. That being

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Calling All Our Move-Up Buyers

You’ve already successfully bought your first house, enjoyed a few years in it, and now you’re ready to move onto your next home. You’re what we like to call move-up

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