What Is a Loan Commitment?

Loan commitments are a crucial, formal agreement that follows the pre-qualification and pre-approval stages of the loan application process.

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Should You Pay More Than the Listing Price?

Buying a house is a significant financial decision that often involves careful consideration and negotiation. One common dilemma for homebuyers is whether they should offer more than the listing price

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How To Choose A Mortgage Lender

You’ve decided you’re ready to buy a new home. The first step is choosing a mortgage lender. But how on earth do you go about finding the right lender for

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Sellers Don’t Like FHA Loans

If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage

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To Rent or Buy?

Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial

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Hiring A Divorce Mortgage Professional

In a divorce, the marital home is often the largest asset. In our experience, it can also be a large item of contention. This is often due to the emotional

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Documents Needed To Apply For A Mortgage

Nearly everyone that comes to us for a mortgage or refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot. In

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5 Reasons to Go to a Mortgage Specialist Before House Hunting

It’s been decided; you’re going to buy a new home. Whether you’re a first-time homebuyer or a seasoned homeowner, the home buying process can seem a little daunting. Browsing through

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Your Escrow Account and Divorce

Divorcing your mortgage can be a tricky process. One of the most common questions we’ve received recently is about the escrow account and divorce. What happens to the money in

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3 Things to Consider When Getting a Mortgage

Have you been thinking about buying a home and getting a mortgage? We ask all of our clients to consider the following things when looking to buy. Doing so can

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