Buyers: You Need A Real Estate Agent

This is a topic we feel strongly about, having worked in the mortgage industry for years. We’ve worked countless transactions where the buyer doesn’t have a real estate agent to

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How To Qualify For A Lower Mortgage Rate

When borrowers come in for a pre-approval, it isn’t uncommon for them to ask how they can qualify for a lower mortgage rate. The problem is, most have waited until

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Pre-Qualification, Pre-Approval, And Loan Commitment: What’s The Difference?

You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender

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Documents Needed To Apply For A Mortgage

Nearly everyone that comes to us for a mortgage or a refinance comments on the amount of paperwork they have to provide us with. We know, it is a lot.

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The Nextdoor App is Shaking Things Up a Bit

Have you used the Nextdoor app? If you’re not on this fantastic neighborhood-centric social network, you should be! It’s a great hub for communities to come together, learn about one

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Right Now, No News is Good News

Mortgage rate changes are practically microscopic right now, and that is very good news. Obviously, as consumers, a decrease is always welcome, but given how very low mortgage rates have

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Divorce Loans: Making The Transition

As of the last census, there were 56 million married couple households. With the divorce rate ranging between 40-50%, that’s a lot of people left needing divorce loans. That being

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Can I borrow more than the house is worth?

Can I borrow more than the house is worth? If I’m pre-approved for up to a $200,000 loan and the house I want to purchase is only $150,000, can I

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Rising Rents Motivate First-Time Homebuyers

In the past few months, we’ve had several first-time homebuyers tell us that ever-increasing rent influenced their decision to buy a home. This didn’t come to a surprise to us

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Working With Mortgage Specialists

As an Omaha mortgage lender, we strive to educate our clients on the entire mortgage process. It’s incredibly important to us that our clients not only know what is happening

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