Navigating Your First Home Purchase with NIFA’s Support

One of the most valuable resources for Nebraskans is the Nebraska Investment Finance Authority (NIFA), which is dedicated to helping first-time buyers like you with affordable and accessible options.

Share
Secrets to Speeding Up Your Home Loan Closing

Speeding up your home loan closing involves a combination of preparation, organization, and effective communication. Whether you're a first-time homebuyer or a veteran homeowner looking to refinance, there are always new tips and tricks to explore.

Share
Recast vs Refinance: Lower Payments, Keep Your Rate

Many homeowners with low-interest mortgages are looking for ways to lower their monthly payments without giving up their great rate. If you've recently come into a lump sum of money (an inheritance, a bonus, the sale of another asset, etc.), you have a couple of options. Two common choices are mortgage recasting and refinancing.

Share
Inspection vs Appraisal: What’s the Difference?

Two key parts of your home purchase, the inspection and appraisal, often create questions for buyers.

Share
Refinancing During Divorce

The best option for handling your mortgage during a divorce depends on many factors including the loan itself and whether you or your spouse plan to live in your marital home.

Share
FHA Rules for Flipped Houses

When buying a home, especially for first-time buyers, navigating rules and regulations can be daunting. One of the lesser-known yet important guidelines to understand is the FHA 90-day rule for

Share
Questions to Consider Before Buying in a Competitive Housing Market

The housing market is heating up, and finding your dream home in Omaha can feel like a race against time. Homes are selling quickly, and buyers often face stiff competition

Share
What is the Difference Between a Seller’s Market, Normal Market, and a Buyer’s Market?

The real estate market is always changing, and understanding its ebbs and flows can make a big difference for homebuyers and sellers. Whether you’re in the process of buying your

Share
The First Steps to Buying a Home for a First-Time Buyer

Many dream of owning their first home, but taking that leap can feel overwhelming. At Mortgage Specialists, we’re here to break down the first-time homebuyer process into simple, manageable steps.

Share
Refinance to Drop Private Mortgage Insurance

Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you didn’t put 20% down when purchasing your home. But did you know you

Share