Taxes, Insurance, and Escrow

Taxes, insurance, and escrow not only affect individual home loans, but also contribute to the entire housing market.

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How Obtaining a Home Loan With Mortgage Specialists Can Outshine Traditional Banking

While we understand that interest rates are a key element when choosing a loan, they shouldn’t be considered as the only factor. Choosing a local mortgage broker for your home loan can make a somewhat stressful journey a whole lot smoother, as they can truly be a personal guide.

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Understanding Credit Inquiries and Deduping

Comprehending credit inquiries and how they differ allows individuals to make informed decisions, while the deduping process ensures the accuracy and fairness of credit reporting.

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Can I Purchase a Home in “Bad” Condition With a Conventional Loan?

Unlike government-backed mortgages, conventional loans are offered by private lenders. The lending decisions are based on each private lender's criteria, not government standards.

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What Are My Options for Locking in a Mortgage Interest Rate?

Locking in a rate with a lender is a way to protect yourself from potential interest rate increases while you're in the homebuying process.

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Why Would a Seller Not Accept My Contingency Offer?

A contingency offer includes conditions that must be met before the sale of a home can proceed and/or close. Because these stipulations usually cater to buyers, a contingency offer may introduce uncertainty or risk for the seller.

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Types of Refinancing

Looking to save money, reduce monthly payments, or access cash for expenses? There's a type of refinancing to meet your needs. Let’s discuss!

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6 Steps to Buying a Home

From navigating the real estate market to securing a mortgage & closing the deal, each step to buying a home requires careful consideration.

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Should You Pay More Than the Listing Price?

Buying a house is a significant financial decision that often involves careful consideration and negotiation. One common dilemma for homebuyers is whether they should offer more than the listing price

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The 4 “P”s of Lending

First and foremost, buying a home and obtaining a mortgage is a significant financial decision, often involving substantial sums of money and long-term commitments. Whether it’s a mortgage company, credit

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