Use Your Tax Refund To Save For A Down Payment

Tax season is in full swing. This means that many local Omahans will be receiving or have already received a tax refund of varying amounts. And we think the best

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Omaha street scene with cobblestone pavement, buildings, and trees, featuring text "What You Need to Know About Omaha Property Taxes" and Mortgage Specialists logo.

Here at Mortgage Specialists, we’ve been fielding more and more questions about Omaha property taxes than in recent years. We understand why – many Omaha homes have been significantly going

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Piggy bank with coins and text "Refinance to Drop Private Mortgage Insurance," symbolizing financial strategies for mortgage refinancing by Mortgage Specialists.

With interest rates hovering near all-time lows for most of 2021, we’ve been receiving a lot of refinancing questions. Refinancing your mortgage is a great option in many situations, including

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City skyline featuring modern buildings with a prominent sign reading "Benefits Of Choosing A Local Lender" and the logo of Mortgage Specialists, emphasizing local mortgage services in Douglas County.

One of the best things a home buyer can do is shop around for loans. Doing so will help you to be the most informed buyer, and ensure you’re getting

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Family celebrating homeownership with keys, featuring text "Questions to Consider Before Buying in a Competitive Housing Market" and Mortgage Specialists logo.

We’re sure everyone has heard by now – Omaha has a very competitive housing market right now. And it’s not just Omaha, the entire country is experiencing a more competitive

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New construction home exterior with modern design, featuring a brown facade and slate roof, accompanied by text "5 New Construction Home Tips" and Mortgage Specialists logo, set in a developing neighborhood.

So, you’re thinking that your next house might be a new construction home. What exactly does that entail? Most of the information online pertains specifically to purchasing an existing home,

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Family interacting with a real estate agent in a modern kitchen, discussing home buying strategies, with text overlay "How To Win A Bidding War" and "Mortgage Specialists" logo.

The real estate market today is increasingly competitive. And with a competitive market comes bidding wars. With so many bidding wars taking place, we want to take a moment to

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Real estate agent guiding homebuyers through a property, emphasizing the importance of having professional assistance in the home buying process.

This is a topic we feel strongly about, having worked in the mortgage industry for years. We’ve worked on transactions where the buyer doesn’t have a real estate agent to

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Hands exchanging house keys in front of a welcoming home, representing frequently asked mortgage questions and the home buying process.

Here at Mortgage Specialists, one of our favorite aspects of the job is educating our clients on the mortgage process. It isn’t a process that many go through often, so

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Boxes stacked in a room with empty picture frames and a plant, featuring the text "Calling All Our Move-Up Buyers" and the Mortgage Specialists logo, emphasizing resources for home buyers.

You’ve already successfully bought your first house, enjoyed a few years in it, and now you’re ready to move onto your next home. You’re what we like to call move-up

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Omaha city skyline at dusk with "Advantages Of Buying A Home In Omaha" text overlay and Mortgage Specialists logo, highlighting the benefits of homeownership in Omaha.

There are many advantages to buying a home in Omaha. Many of our clients look forward to the little things, like being able to remodel or redecorate without having to

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Hand exchanging house keys, emphasizing the importance of finding a lender first in the home buying process, with Mortgage Specialists branding visible.

It’s common knowledge that in order to buy a home, you’re going to need both a real estate agent and a loan officer. What many people don’t know is who

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Hands signing mortgage documents with a calculator and a small house model on the table, highlighting the pros and cons of refinancing to a 15-year mortgage, with Mortgage Specialists branding.

What Are the Pros of a 15-Year Mortgage? Pay less interest over the life of your loan Gain equity faster What Are the Cons of a 15-Year Mortgage? Significantly larger

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Couple discussing mortgage pre-approval and monthly payments, featuring text overlay "Mortgage Pre-Approval: Monthly Payments" and Mortgage Specialists logo.

Just because your mortgage pre-approval says you can buy a $400,000 home doesn’t mean it would be in your best interest to do so. We’ve seen this situation unfold time

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Hourglass with blue sand on calendar, illustrating the lengthy mortgage process; text overlay: "Why Does Getting A Mortgage Take So Long?" with Mortgage Specialists logo.

First-time homebuyers often have this question – why does the mortgage process take so long? With the typical time of application to closing averaging 45-60 days, we understand why people

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Home exterior featuring a modern stone house surrounded by greenery, with the text "A Complete Overview Of The Home Buying Process" and the Mortgage Specialists logo.

We know that buying a house can be daunting. Many of our clients come to us with little to no knowledge of the home buying process. For that reason, we’re

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