Loan commitments are a crucial, formal agreement that follows the pre-qualification and pre-approval stages of the loan application process.
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From navigating the real estate market to securing a mortgage & closing the deal, each step to buying a home requires careful consideration.
Buying a house is a significant financial decision that often involves careful consideration and negotiation. One common dilemma for homebuyers is whether they should offer more than the listing price
Feeling like your financial fate is being determined by pesky, confusing digits? Credit scores are based on complex algorithms that take multiple factors into account such as payment history and
You’ve decided you’re ready to buy a new home. The first step is choosing a mortgage lender. But how on earth do you go about finding the right lender for
If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage
In order to obtain a mortgage pre-approval, the buyer needs to provide their lender with a picture of their financial situation. They will also supply the lender with documentation –
Regardless of where you get a mortgage, you will always need three things - income, credit, and money down - and you’ll need the proper documentation for each.
Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial
In a divorce, the marital home is often the largest asset. In our experience, it can also be a large item of contention. This is often due to the emotional
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