Many dream of owning their first home, but taking that leap can feel overwhelming. At Mortgage Specialists, we’re here to break down the first-time homebuyer process into simple, manageable steps.
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Private Mortgage Insurance (PMI) can be a costly addition to your monthly mortgage payments, especially if you didn’t put 20% down when purchasing your home. But did you know you
Navigating the divorce mortgage process can feel overwhelming, but with the right guidance, you can take control of the situation. Whether you’re trying to manage refinancing after divorce or figuring out how to split assets fairly, this guide will help you understand your escrow account and make informed decisions.
One of the most common dilemmas for buyers is whether paying over the listing price is a smart move. While it may seem counterintuitive to offer more than a home is listed for, there are situations where it could be the right choice.
Tax season is here, and for many, that refund check offers a golden opportunity to achieve major financial goals. If you’re considering buying a home in Omaha, Nebraska, your tax
If you’re considering buying a home, this season might be the ideal time to make your move—especially in Omaha, Nebraska. Whether you’re a first-time buyer or upgrading to a new
When used responsibly, HELOCs can be a fantastic benefit of homeownership, allowing homeowners to invest in necessary home renovations to increase the value of their home. However, qualifying for a HELOC can be difficult for some borrowers.
Have you ever heard of recasting a mortgage loan? We’re assuming not. It’s a little-known tool that allows you to lower your monthly mortgage payment without having to refinance. Sounds great, right?
Are you looking into refinancing your mortgage? You’re not alone. We’ve had many questions regarding refinances lately and wanted to take a moment to discuss how you can get the best rate.
"Can I borrow more than the house is worth?" "If I’m pre-approved for up to a $200,000 loan and the house I want to purchase is only $150,000, can I get a loan for $200,000 and use the remaining $50,000 for remodeling?"
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