Non-Bank Mortgages on the Rise

Did you know that six of the 10 biggest U.S. mortgage lenders today are not banks? Big names like Citigroup Inc or Bank of America are being overshadowed by “little

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Bipartisan Mortgage Access for Self-Employed Borrowers

The Senate is in discussion to expand mortgage access to self-employed borrowers and other credit-worthy individuals who do not work the normal 9-5 work schedule. This will allow these specific

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The First Steps To Buying A Home

Many of our clients are right on the cusp of deciding to buy a home when they come to us. They’re interested in homeownership, but aren’t quite sure if they’re

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Quick Financial Fact: Pre-Qualification

The term “pre-qualified” can be tricky. A pre-qualification for a loan does not mean that your financing is secure, although 37% of prospective home buyers believe it does. When you’re

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What Impact Does my Airbnb Have on My Mortgage or Refinance?

Many of my clients have jumped on the “sharing economy” by renting out space from their homes or the entire home on third party rental apps like Airbnb. It’s a

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Make Your Home Offer Attractive To Sellers

We’ve had a lot of clients find the perfect home, only to find out someone else thinks it’s perfect, too. In these instances, it’s important to make your home offer

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FHA Loan Limits to Rise in 2018

FHA loan limits will get a bump in 2018 for about 90% of counties in the US. HUD, or the Department of Housing and Urban Development recently announced that they

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Why It’s Smart to Talk to a Lender Even if You’re Not Ready to Buy a Home

While it should be obvious that I’m a big supporter of owning real estate, I also understand that the ability to do so comes at different times for all of

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Why Do Most Mortgage Professionals Recommend 20% Down? That’s a Lot…

With so many loan options for low down payments popping up, why oh why would my mortgage professional tell me to put 20% down?! Firstly, have you heard of PMI?

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How to Prepare for Closing

It’s no secret that the closing is the most important, and exciting, step in the homebuying process. It is when purchasing your dream home becomes a legal commitment. With that

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