Pre-Qualification, Pre-Approval, And Loan Commitment: What’s The Difference?

You’ve finally decided to take the plunge into homeownership, but finding out where to begin can be difficult. Here at Mortgage Specialists, we advise that you seek out a lender

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The Nextdoor App is Shaking Things Up a Bit

Have you used the Nextdoor app? If you’re not on this fantastic neighborhood-centric social network, you should be! It’s a great hub for communities to come together, learn about one

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Why Do Most Mortgage Professionals Recommend 20% Down? That’s a Lot…

With so many loan options for low down payments popping up, why oh why would my mortgage professional tell me to put 20% down?! Firstly, have you heard of PMI?

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Right Now, No News is Good News

Mortgage rate changes are practically microscopic right now, and that is very good news. Obviously, as consumers, a decrease is always welcome, but given how very low mortgage rates have

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Divorce Loans: Making The Transition

As of the last census, there were 56 million married couple households. With the divorce rate ranging between 40-50%, that’s a lot of people left needing divorce loans. That being

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Rising Rents Motivate First-Time Homebuyers

In the past few months, we’ve had several first-time homebuyers tell us that ever-increasing rent influenced their decision to buy a home. This didn’t come to a surprise to us

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Working With Mortgage Specialists

As an Omaha mortgage lender, we strive to educate our clients on the entire mortgage process. It’s incredibly important to us that our clients not only know what is happening

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Communication Is Key

Can you believe that some borrowers don’t know that lenders and real estate agents talk about their transactions? In fact, one borrower who spoke out online was very concerned about

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Featured Neighborhood: District 66

As we’ve discovered over the months, there are so many amazing neighborhoods in Omaha! Do remember reading about Bemis Park and the Gold Coast, or even Little Italy? Who would

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Featured Neighborhood: Little Italy

Again and again, millennials are choosing to live in more urban neighborhoods over the suburban neighborhoods they grew up in, and millennials in Omaha are no different. According to a

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