Unlike government-backed mortgages, conventional loans are offered by private lenders. The lending decisions are based on each private lender's criteria, not government standards.
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Loan commitments are a crucial, formal agreement that follows the pre-qualification and pre-approval stages of the loan application process.
First and foremost, buying a home and obtaining a mortgage is a significant financial decision, often involving substantial sums of money and long-term commitments. Whether it’s a mortgage company, credit
If you’re a first-time homebuyer, you may have heard that sellers don’t like FHA loans. You were probably left wondering why the seller would care about the type of mortgage
When you begin the homebuying process, you quickly learn there are a few different options to customize a mortgage to your unique situation. It can be a little overwhelming at
“Does it matter where I get my pre-approval from?” We get this question quite often. Here’s our two cents — When sellers review your offer, the lender you choose will
As Tax Day has passed, you may have your W-2s, insurance forms, and other paperwork still laying around. Our tip to you is to file that paperwork away in a
One common question we get is this: Is buying a house a good investment? It’s a complicated question to answer without knowing any specifics about the person asking and their
I just completed another designation of CDLP, Certified Divorce Lending Professional. This certification is designed to prepare me to become an integral member of my clients’ professional divorce team. I
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