Should You Pay More Than the Listing Price?

One of the most common dilemmas for buyers is whether paying over the listing price is a smart move. While it may seem counterintuitive to offer more than a home is listed for, there are situations where it could be the right choice.

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The Top 4 Reasons People Get Denied a HELOC

When used responsibly, HELOCs can be a fantastic benefit of homeownership, allowing homeowners to invest in necessary home renovations to increase the value of their home. However, qualifying for a HELOC can be difficult for some borrowers. 

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Five Most Common Questions First-Time Homebuyers Have

Buying your first home can be a very stressful time as it is likely the largest decision you have made in your life. In our experience, the following questions are some of the most commonly asked by first-time homebuyers.

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Delayed Gratification

Journeying away from our typical mortgage or loan tips and guidelines to speak about something that is equally as important and impactful when purchasing a home– delayed gratification. 

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7 Financial and Lifestyle Benefits of Homeownership

Taking the leap into homeownership offers a variety of benefits that can greatly enhance one's life. Homeownership is a path to financial stability, equity accumulation, and the potential for property value appreciation.

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6 Steps to Buying a Home

From navigating the real estate market to securing a mortgage & closing the deal, each step to buying a home requires careful consideration.

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What Is Mortgage Insurance?

Mortgage insurance is a type of financial protection that lenders require when borrowers make a down payment of less than 20% of the home's purchase price.

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What Are Prepaids and Closing Costs?

When purchasing a home, knowing every fee and cost is at the forefront of the buyer’s mind. However, understanding the ins and outs of each cost can be difficult. Let’s

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Use Your Tax Refund To Save For A Down Payment

Tax season is in full swing. This means that many local Omahans will be receiving or have already received a tax refund of varying amounts. And we think the best

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You won’t believe how many times we’ve had clients inform us the credit scores we pulled are incorrect. This phenomenon began around the time websites like Credit Karma started popping

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