6 Ways to Increase Your Chances of Getting a Good Loan

What Impact Does my Airbnb Have on My Mortgage or Refinance?
02 April 2018
What Prospective Home Buyers Need to Know About Student Loan Debt
04 June 2018
Uncategorized
6 Ways to Increase Your Chances of Getting a Good Loan
May 7, 2018 by in Uncategorized
  1. Meet with your mortgage professional at least several months in advance. The advantage of time can be very important in this process.
  2. Connect with a real estate agent you trust. They can guide you through the process and give you a realistic look at prices and areas relevant to your needs.
  3. Get all of your financial information together.
  4. Reduce your debt. Credit card debt is the most likely type of debt to negatively affect a lender’s decision.
  5. Stop using your credit cards in the months leading up to your loan, if it’s possible.
  6. Look for programs that work for you. There are a lot of different types of loan programs out there for all different types of financial situations. Your loan officer can help you weed through them to find the one that gets you the best outcome.
Brent Rasmussen, CMC, CRMS, CDLP, CVLS, CMA

Brent Rasmussen, the owner of Mortgage Specialists, is sole Mortgage Loan Originator in the United States to hold all 5 lending certifications (CRMS, CMC, CDLP, CVLS, CMA), distinguishing him as one of the most highly qualified experts in the field of home lending.

Having acquired decades of experience in mortgage lending, Brent is adept at educating his clients on the various mortgage options available, treating it as an investment and saving them both time and money. His objective is to simplify the process and make it stress-free, and he takes pride in his unwavering commitment to excellence.

Brent places great importance on education in mortgage lending. For the past 20 years, he has been licensed to instruct continuing education courses for both REALTORS® and Mortgage Loan Originators locally and nationally. In addition, he works as an adjunct instructor at the University of Nebraska at Omaha and owns MORE Education, LLC.

Brent has served as the President of several organizations, non-profits, and boards within his local community and nationally, demonstrating his commitment to making a positive impact.

Related posts
FHA Rules for Flipped Houses
FHA Rules for Flipped Houses
April 15, 2025 by in Construction
Questions to Consider Before Buying in a Competitive Housing Market
Questions to Consider Before Buying in a Competitive Housing Market
March 31, 2025 by in Economy
What is the Difference Between a Seller’s Market, Normal Market, and a Buyer’s Market?
What is the Difference Between a Seller’s Market, Normal Market, and a Buyer’s Market?
March 18, 2025 by in Economy
The First Steps to Buying a Home for a First-Time Buyer
The First Steps to Buying a Home for a First-Time Buyer
February 28, 2025 by in Education
logo