While a pre-approval shows that your lender could provide you with a loan in that amount, it only applies to your financial situation at the time of the pre-approval. Meaning, if your financial situation changes drastically from the day you’re pre-approved to when you find a home to make an offer on, your pre-approval may not still stand with the same terms.
One of the most common dilemmas for buyers is whether paying over the listing price is a smart move. While it may seem counterintuitive to offer more than a home is listed for, there are situations where it could be the right choice.
It's tempting to assume that if a lender has a local address, you're getting local service. That's not always true!
Understanding the full picture of what homeownership costs is one of the most valuable things we can do for our clients before they buy.
"What rate could I qualify for?" "Should I refinance?" "Would it make sense to refinance to a 15-year mortgage?" All of these are important questions to ask!
There's a significant difference between someone who just passed their licensing exam and someone who has spent years pursuing advanced education, specialized training, and industry certifications that most loan officers never bother to earn.
If you’ve ever bought a home, you probably know there are many issues that can delay a closing. And if you haven’t bought a home, we’re here to tell you the most common issues that can delay a closing – so you can try to avoid them.
When you begin the homebuying process, you quickly learn there are a few different options to customize a mortgage to your unique situation. It can be a little overwhelming at first, but this is a decision that should be made with the help of a mortgage professional, which will help to alleviate pressure.
The decision to refinance a mortgage can have a significant impact on your financial future. But with fluctuating interest rates, market changes, and the unique twists and turns of life, knowing when refinancing makes sense can feel overwhelming.
Whether you’re a first-time buyer or looking for a fresh start, Omaha’s real estate market offers great opportunities during the colder months.
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8420 W Dodge Rd Ste 113
Omaha, NE 68114
(402) 991-5153
brent@mtg-specialists.com
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Since interest rates change daily and vary from program to program, we do not publish mortgage interest rates on our website. Contact us to get a current quote.
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