# mtg-specialists.com ![Why You Should Find A Lender First](https://www.facebook.com/tr?id=487079428696627&ev=PageView &noscript=1 "Why You Should Find A Lender First") This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press "shift + =". Some assistive technologies may require the use of a passthrough function before this keystroke. For more information, activate the button labeled "Explore your accessibility options". [**402-991-5153**](tel:4029915153 "402-991-5153")[**brent@mtg-specialists.com**](mailto:brent@mtg-specialists.com) [![logo](https://mtg-specialists.com/wp-content/uploads/2025/06/MTG-Logo-Horizontal-Primary.png "logo")](https://mtg-specialists.com "Home") [![Mortgage Specialists](https://mtg-specialists.com/wp-content/uploads/2025/06/MTG-Logo-Horizontal-Primary-212x60.png "Mortgage Specialists")](https://mtg-specialists.com) - - - [![logo](https://mtg-specialists.com/wp-content/uploads/2025/06/MTG-Logo-Horizontal-Primary.png "logo")](https://mtg-specialists.com "Home") - [About Us](https://mtg-specialists.com/about-us/) - - [Refinance](https://mtg-specialists.com/refinance/) - [Rate/Term](https://mtg-specialists.com/refinance/rate-term/) - [Cash Out](https://mtg-specialists.com/refinance/cash-out/) - [Purchase](https://mtg-specialists.com/purchase/) - [First Time Homebuyer](https://mtg-specialists.com/purchase/first-time-homebuyer/) - [Move Up Homebuyer](https://mtg-specialists.com/purchase/move-up-homebuyer/) - [Investment/Second Home Loan](https://mtg-specialists.com/purchase/investment-second-home-loan/) - [Divorce](https://mtg-specialists.com/divorce/) - [Divorce Refinance](https://mtg-specialists.com/divorce/divorce-refinance/) - [Divorce Purchase](https://mtg-specialists.com/divorce/divorce-purchase/) - - [Educational Videos](https://mtg-specialists.com/educational-videos/) - [Client Document Examples](https://mtg-specialists.com/client-document-examples/) - [Mortgage Blog](https://mtg-specialists.com/blog/) - [Reviews](https://mtg-specialists.com/reviews/) - [Mortgage Calculator](https://mtg-specialists.com/conventional-cost-calculator/) - [Mortgage Calculator](https://mtg-specialists.com/conventional-cost-calculator/) - [Contact us](https://mtg-specialists.com/contact-us/) - [APPLY NOW](/online-application) - [UPLOADS](/client-document-uploads) # Your Omaha Mortgage Experts, Here to Guide You Home We strive to make the mortgage process simple and stress-free [APPLY NOW](/online-application/) ![Loan officer shaking hands with clients across a desk at Mortgage Specialists office](https://mtg-specialists.com/wp-content/uploads/2025/06/DSC05111.jpg "DSC05111") ## Services We Offer ![home buyer icon](https://mtg-specialists.com/wp-content/uploads/2019/07/MTGspec_buyingIcon-150x150.png "MTGspec\_buyingIcon") ### **BUYING** Find the right loan for you and your family, whether you’re a first-time homebuyer or purchasing your next home or investment property. This page contains information about the pre-approval process, the approval process, and the documents needed to continue with the buying process. [LEARN ABOUT BUYING](/purchase/) ![divorce loan icon](https://mtg-specialists.com/wp-content/uploads/2019/07/MTGspec_divorceLoansIcon-150x150.png "MTGspec\_divorceLoansIcon") ### **DIVORCE LOANS** Allow the experienced team at Mortgage Specialists to help you navigate your mortgage loan before, during, or after a divorce. We will help you evaluate your situation, present options for refinancing and purchasing, and work with your attorney to make sure the financial and legal sides are on the same page. [LEARN ABOUT LOANS](/divorce/ "LEARN ABOUT LOANS") ![refinance icon](https://mtg-specialists.com/wp-content/uploads/2019/07/MTGspec_refianancingIcon-150x150.png "MTGspec\_refianancingIcon") ### **REFINANCING** Let Mortgage Specialists help with your next refinance, whether you’re refinancing to save money, receive cash back, or for any other reason. Reasons for refinancing include a change in interest rates, a desire to lower monthly payments, utilizing equity in your home, or changing names on a mortgage due to divorce. [LEARN ABOUT REFINANCING](/refinance/) ## About Mortgage Specialists ![Mortgage Specialists team member consulting with a client at a desk in a modern office.](https://mtg-specialists.com/wp-content/uploads/2025/06/DSC05084.jpg "DSC05084") ### Brent Rasmussen AMP, CMC, CRMS, CDLP, CVLS, CMA OWNER ![Mortgage Specialists team member consulting with a client at a desk in the office.](https://mtg-specialists.com/wp-content/uploads/2025/06/DSC05051.jpg "DSC05051") ### Sarah Stone SR. MORTGAGE SPECIALIST ![Mortgage specialist consulting with clients at a desk, reviewing paperwork together in an office setting.](https://mtg-specialists.com/wp-content/uploads/2025/06/DSC05095.jpg "DSC05095") ### Ben Stoysich LOAN OFFICER While there are many places to get your next mortgage or refinance, not all lenders are created equally. Mortgage Specialists has provided home loans in the Omaha metro for nearly 20 years. We’re a small team of mortgage brokers that’s committed to treating our clients to outstanding customer service and competitive interest rates. We know that questions regarding your home loan don’t always arise during normal business hours, which is why we’re available for questions at any time, including nights and weekends. Whether you’re buying your first home or refinancing your current home, we have the experience and expertise to help you find the right loan for your family’s individual financial situation, needs, and goals. Mortgage Specialists’ familiarity with the local market, knowledge of your personal financial situation, competitive rates, and committed team place us among the top mortgage brokers in Omaha. [MORE ABOUT US](https://mtg-specialists.com/about-us/ "About Us") ## What Clients Say About Mortgage Specialists ![Mortgage Specialists office signage and building exterior](https://mtg-specialists.com/wp-content/uploads/2025/06/DSC05154.jpg "DSC05154") Brent and his team were great to work with when we bought our new home! They worked closely with our realtor and insurance agent to make sure everything was taken care of on time and correctly, which minimized the amount of extra work we had to do during an already busy time. He was always very quick to respond to communication, and was very patient with us when we had questions. I would HIGHLY recommend Brent and Mortgage Specialists to anyone!! _ **– Katie Groves** _ Sarah and Brent were very responsive to our questions and concerns, and were very good in explaining the intricacies of the real estate and mortgage experience. They keep on top of you so you don’t get overwhelmed at the last minute. I would highly recommend them! _ **– Dave Phipps** _ Both Jonathan and Sarah were extremely helpful! They answered whatever questions I had no matter how silly. They explained everything in a way that was easy to understand even for a first time home buyer. Definitely recommend! _ **– David Garrick** _ [READ MORE](/reviews) ## Mortgage Resources ![How Parents Can Help Their Children Buy a Home Someday](https://mtg-specialists.com/wp-content/uploads/2026/08/How-Parents-Can-Help-Their-Children-Buy-a-Home-Someday-900x600.png) ### [How Parents Can Help Their Children Buy a Home Someday](https://mtg-specialists.com/how-parents-can-help-their-children-buy-a-home-someday/ "How Parents Can Help Their Children Buy a Home Someday") Home prices (and the down payments that come with them) keep climbing. If you're a parent watching this trend and wondering how your kids will ever get into a home of their own, you're not alone. The good news? You don't need a windfall to make a real difference. You just need time on your side! [More](https://mtg-specialists.com/how-parents-can-help-their-children-buy-a-home-someday/) ![5 Pre-Approval Mistakes To Avoid](https://mtg-specialists.com/wp-content/uploads/2024/07/5-Pre-Approval-Mistakes-To-Avoid-900x600.png) ### [5 Pre-Approval Mistakes To Avoid](https://mtg-specialists.com/5-pre-approval-mistakes-to-avoid-2/ "5 Pre-Approval Mistakes To Avoid") While a pre-approval shows that your lender could provide you with a loan in that amount, it only applies to your financial situation at the time of the pre-approval. Meaning, if your financial situation changes drastically from the day you’re pre-approved to when you find a home to make an offer on, your pre-approval may not still stand with the same terms. [More](https://mtg-specialists.com/5-pre-approval-mistakes-to-avoid-2/) ![Should You Pay More Than the Listing Price?](https://mtg-specialists.com/wp-content/uploads/2025/01/Two-Line-Title-1-900x600.png "Should You Pay More Than the Listing Price?") ### [Should You Pay More Than the Listing Price?](https://mtg-specialists.com/should-you-pay-more-than-the-listing-price-2/ "Should You Pay More Than the Listing Price?") One of the most common dilemmas for buyers is whether paying over the listing price is a smart move. While it may seem counterintuitive to offer more than a home is listed for, there are situations where it could be the right choice. [More](https://mtg-specialists.com/should-you-pay-more-than-the-listing-price-2/) ![Banks vs. Local Lenders: Why Your Home Loan Deserves a Local Expert](https://mtg-specialists.com/wp-content/uploads/2026/07/Bank-vs.-Local-Lender-Why-Your-Home-Loan-Deserves-a-Local-Expert-900x600.png "Banks vs. Local Lenders: Why Your Home Loan Deserves a Local Expert") ### [Banks vs. Local Lenders: Why Your Home Loan Deserves a Local Expert](https://mtg-specialists.com/banks-vs-local-lenders-why-your-home-loan-deserves-a-local-expert/ "Banks vs. Local Lenders: Why Your Home Loan Deserves a Local Expert") It's tempting to assume that if a lender has a local address, you're getting local service. That's not always true! [More](https://mtg-specialists.com/banks-vs-local-lenders-why-your-home-loan-deserves-a-local-expert/) ![Property Taxes & Homeowners Insurance Explained](https://mtg-specialists.com/wp-content/uploads/2026/06/Property-Taxes-Homeowners-Insurance-Explained-900x600.png "Property Taxes & Homeowners Insurance Explained") ### [Property Taxes & Homeowners Insurance Explained](https://mtg-specialists.com/property-taxes-homeowners-insurance-explained/ "Property Taxes & Homeowners Insurance Explained") Understanding the full picture of what homeownership costs is one of the most valuable things we can do for our clients before they buy. [More](https://mtg-specialists.com/property-taxes-homeowners-insurance-explained/) ![Pros and Cons of Refinancing to a 15-Year Mortgage](https://mtg-specialists.com/wp-content/uploads/2020/09/Pros-and-Cons-of-Refinancing-to-a-15-Year-Mortgage-900x600.png "Pros and Cons of Refinancing to a 15-Year Mortgage") ### [Pros and Cons of Refinancing to a 15-Year Mortgage](https://mtg-specialists.com/refinancing-to-a-15-year-mortgage/ "Pros and Cons of Refinancing to a 15-Year Mortgage") "What rate could I qualify for?" "Should I refinance?" "Would it make sense to refinance to a 15-year mortgage?" All of these are important questions to ask! [More](https://mtg-specialists.com/refinancing-to-a-15-year-mortgage/) ### **EDUCATIONAL VIDEOS** [WATCH VIDEOS](/educational-videos/) ### **MORTGAGE CALCULATOR** [CALCULATE YOUR MORTAGE](/conventional-cost-calculator/) ## Let’s Find the Right Mortgage for You Whether you’re buying your first home, upgrading, or refinancing, our local team is here to guide you every step of the way. [APPLY NOW](/online-application/) ![Mortgage Specialists vertical logo, white reverse version](https://mtg-specialists.com/wp-content/uploads/2024/05/MTG-Logo-Vertical-Reverse-300x221.png "MTG-Logo-Vertical-Reverse") ![Mortgage Specialists 2025 Mortgage Provider Winner award badge](https://mtg-specialists.com/wp-content/uploads/2024/11/Mortgage-Provider_WINNER_2025_WHITE.png "Mortgage Provider\_WINNER\_2025\_WHITE") Best of Omaha Winner since 2021 ## **CONTACT US** 8420 W Dodge Rd Ste 113 Omaha, NE 68114 [(402) 991-5153](tel:4029915153 "402-991-5153") [brent@mtg-specialists.com](mailto:brent@mtg-specialists.com) NMLS#2424 ## **INTEREST RATES** Since interest rates change daily and vary from program to program, we do not publish mortgage interest rates on our website. Contact us to get a current quote. ![Equal Housing Opportunity Logo](https://mtg-specialists.com/wp-content/uploads/2024/05/Equal-Housing-Opportunity-logo.png "Equal Housing Opportunity Logo") © Mortgage Specialists. [Privacy Policy](https://mortgagespecia.wpenginepowered.com/privacy-policy) Designed by [KreativElement](https://kreativelement.com/) [![logo](https://mtg-specialists.com/wp-content/uploads/2025/06/MTG-Logo-Horizontal-Primary.png "logo")](https://mtg-specialists.com "Mobile logo") - [About Us](https://mtg-specialists.com/about-us/) - - [Refinance](https://mtg-specialists.com/refinance/) - [Rate/Term](https://mtg-specialists.com/refinance/rate-term/) - [Cash Out](https://mtg-specialists.com/refinance/cash-out/) - [Purchase](https://mtg-specialists.com/purchase/) - [First Time Homebuyer](https://mtg-specialists.com/purchase/first-time-homebuyer/) - [Move Up Homebuyer](https://mtg-specialists.com/purchase/move-up-homebuyer/) - [Investment/Second Home Loan](https://mtg-specialists.com/purchase/investment-second-home-loan/) - [Divorce](https://mtg-specialists.com/divorce/) - [Divorce Refinance](https://mtg-specialists.com/divorce/divorce-refinance/) - [Divorce Purchase](https://mtg-specialists.com/divorce/divorce-purchase/) - - [Educational Videos](https://mtg-specialists.com/educational-videos/) - [Client Document Examples](https://mtg-specialists.com/client-document-examples/) - [Mortgage Blog](https://mtg-specialists.com/blog/) - [Reviews](https://mtg-specialists.com/reviews/) - [Mortgage Calculator](https://mtg-specialists.com/conventional-cost-calculator/) - [Mortgage Calculator](https://mtg-specialists.com/conventional-cost-calculator/) - [Contact us](https://mtg-specialists.com/contact-us/) - [APPLY NOW](/online-application) - [UPLOADS](/client-document-uploads) Search for: Opens in new window PDF Download Word Download Excel Download PowerPoint Download Document Download ## Organization - [About us: Our team difference | Mortgage Specialists](https://mtg-specialists.com/about-us/) - [Omaha Mortgage Experts | Mortgage Specialists](https://mtg-specialists.com/) ## Contact - [Contact Us - Mon-Fri 9AM-5PM | Mortgage Specialists](https://mtg-specialists.com/contact-us/) - [Document Uploads | Mortgage Specialists](https://mtg-specialists.com/uploads/) - [Earning Statement | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/earning-statement-2/) - [Profit or Loss From Business | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/profit-or-loss-from-business/) ## People - [Ben Stoysich | Mortgage Specialists](https://mtg-specialists.com/ben-stoysich/) - [Brent Rasmussen | Mortgage Specialists](https://mtg-specialists.com/brent-rasmussen/) - [Sarah Stone | Mortgage Specialists](https://mtg-specialists.com/sarah-stone/) ## FAQ - [Frequently Asked Mortgage Questions | Mortgage Specialists](https://mtg-specialists.com/frequently-asked-mortgage-questions/) ## Article - [14 New Hotels Coming to Omaha | Mortgage Specialists](https://mtg-specialists.com/14-new-hotels-works-omaha/) - [2019 Homebuyers Mean Business | Mortgage Specialists](https://mtg-specialists.com/2019-homebuyers-mean-business/) - [Get Pre-approved Early | Mortgage Specialists](https://mtg-specialists.com/2183-2/) - [Boost Retirement with Real Estate | Mortgage Specialists](https://mtg-specialists.com/3-ways-real-estate-can-give-retirement-boost/) - [5 Pre-Approval Mistakes to Avoid | Mortgage Specialists](https://mtg-specialists.com/5-pre-approval-mistakes-to-avoid-2/) - [6 Steps to Buying a Home | Mortgage Specialists](https://mtg-specialists.com/6-steps-to-buying-a-home/) - [Benefits of Homeownership | Mortgage Specialists](https://mtg-specialists.com/7-financial-and-lifestyle-benefits-of-home-ownership/) - [Best Pre-Approval Tip | Mortgage Specialists](https://mtg-specialists.com/best-pre-approval-tip/) - [Self-Employed Mortgage Access | Mortgage Specialists](https://mtg-specialists.com/bipartisan-mortgage-access-self-employed-borrowers/) - [Buying a Home with Student Debt | Mortgage Specialists](https://mtg-specialists.com/buying-a-house-with-student-loan-debt/) - [Calling All Our Move-Up Buyers](https://mtg-specialists.com/calling-move-up-buyers/) - [Buying a Fixer-Upper with a Conventional Loan?](https://mtg-specialists.com/can-i-purchase-a-home-in-bad-condition-with-a-conventional-loan/) - [Choosing a Mortgage Lender | Mortgage Specialists](https://mtg-specialists.com/choosing-a-mortgage-lender/) - [Conventional Loan Guidelines | Mortgage Specialists](https://mtg-specialists.com/conventional-loan-guidelines/) - [Conventional vs Government Loans | Mortgage Specialists](https://mtg-specialists.com/conventional-vs-government-insured-loans/) - [Credit Scores: What You Need to Know | Mortgage Specialists](https://mtg-specialists.com/credit-scores-what-you-need-to-know-2/) - [Delayed Gratification – Why It's Important | Mortgage Specialists](https://mtg-specialists.com/delayed-gratification/) - [Do You Mortgage Shop? You Should | Mortgage Specialists](https://mtg-specialists.com/do-you-mortgage-shop-you-should/) - [Downtown Omaha Landmark Building Slated for Changes](https://mtg-specialists.com/downtown-omaha-landmark-building-slated-big-changes/) - [New Papillion Housing Project | Mortgage Specialists](https://mtg-specialists.com/exciting-housing-project-works-papillion/) - [North Omaha's Exciting Highlander Revitalization](https://mtg-specialists.com/exciting-north-omaha-development/) - [Dundee Neighborhood Guide | Mortgage Specialists](https://mtg-specialists.com/featured-neighborhood-dundee/) - [FHA Loan Limits to Rise in 2018 | Mortgage Specialists](https://mtg-specialists.com/fha-loan-limits-rise-2018/) - [First Steps To Buying A Home | Mortgage Specialists](https://mtg-specialists.com/first-steps-buying-home/) - [First-Time Home Buyers: What You Need to Know](https://mtg-specialists.com/first-time-home-buyers-heres-need-know/) - [4 Common Home Buying Mistakes | Mortgage Specialists](https://mtg-specialists.com/four-common-homebuying-mistakes/) - [Home Improvements Are Up | Mortgage Specialists](https://mtg-specialists.com/home-improvements-are-up/) - [How Do Lenders Verify Income? | Mortgage Specialists](https://mtg-specialists.com/how-do-lenders-verify-income/) - [How Long Is a Mortgage Pre-Approval Good For?](https://mtg-specialists.com/how-long-is-a-mortgage-pre-approval-good-for/) - [Home Loans: Mortgage Specialists vs Traditional Banks](https://mtg-specialists.com/how-obtaining-a-home-loan-with-mortgage-specialists-can-outshine-traditional-banking/) - [Airbnb Income Impact on Your Mortgage or Refinance](https://mtg-specialists.com/impact-airbnb-mortgage-refinance/) - [FHA vs VA vs USDA Loans: Which Is Right for You?](https://mtg-specialists.com/loan-right-fha-va-usdarhs-loans/) - [Millard Named Hottest Zip Code | Mortgage Specialists](https://mtg-specialists.com/millard-homeowners-get-bragging-rights/) - [Money Needed to Buy a Home | Mortgage Specialists](https://mtg-specialists.com/money-needed-buy-home/) - [Mortgage Pre-Approval: Know Your Monthly Payments](https://mtg-specialists.com/mortgage-pre-approval-monthly-payments/) - [Why Do Mortgage Pros Recommend 20% Down?](https://mtg-specialists.com/mortgage-professionals-recommend-20-thats-lot/) - [Clean Up Credit Score Items | Mortgage Specialists](https://mtg-specialists.com/need-clean-items-affect-credit-scores/) - [Non-Bank Mortgages on the Rise | Mortgage Specialists](https://mtg-specialists.com/non-bank-mortgages-rise/) - [Down Payment Loan Promises: Too Good to Be True](https://mtg-specialists.com/payment-promises-can-good-true/) - [Difference Between Pre-qualification, Pre-approval, & Loan Commitment | Mortgage Specialists](https://mtg-specialists.com/pre-qualification-pre-approval-loan-commitment-whats-difference/) - [Qualify for a Conventional Loan | Mortgage Specialists](https://mtg-specialists.com/qualify-conventional-loan/) - [Pre-Qualification Explained | Mortgage Specialists](https://mtg-specialists.com/quick-financial-fact-pre-qualification/) - [When Your Reason to Buy Fades | Mortgage Specialists](https://mtg-specialists.com/reason-chose-buy-house-went-away/) - [Self-Employed Borrower Guide | Mortgage Specialists](https://mtg-specialists.com/self-employed-borrowers-what-you-need-to-know/) - [7 Benefits of Homeownership | Mortgage Specialists](https://mtg-specialists.com/seven-financial-and-lifestyle-benefits-of-homeownership/) - [Shout Out to Habitat for Humanity | Mortgage Specialists](https://mtg-specialists.com/shout-habitat-humanity/) - [Not Ready to Buy? Talk to a Lender | Mortgage Specialists](https://mtg-specialists.com/smart-talk-lender-even-youre-not-ready-buy-home/) - [Stop Porch Pirates | Mortgage Specialists](https://mtg-specialists.com/stop-porch-pirates-tracks/) - [Down Payment Saving Techniques | Mortgage Specialists](https://mtg-specialists.com/testing/) - [Using the 4 "P"s of Lending to Evaluate a Lender | Mortgage Specialists](https://mtg-specialists.com/the-four-ps-of-lending/) - [3 Things to Consider When Getting a Mortgage| Mortgage Specialists](https://mtg-specialists.com/three-things-to-consider-when-getting-a-mortgage/) - [Tax Refund for a Down Payment | Mortgage Specialists](https://mtg-specialists.com/use-tax-refund-save-payment/) - [Project Houseworks: Help for Low-Income Elderly Homeowners](https://mtg-specialists.com/vital-resource-low-income-elderly-homeowners/) - [What are Prepaids and Closing Costs? | Mortgage Specialists](https://mtg-specialists.com/what-are-prepaids-and-closing-costs/) - [What Is a Loan Commitment? | Mortgage Specialists](https://mtg-specialists.com/what-is-a-loan-commitment/) - [What Is Mortgage Insurance? | Mortgage Specialists](https://mtg-specialists.com/what-is-mortgage-insurance/) - [Why Mortgages Take So Long | Mortgage Specialists](https://mtg-specialists.com/why-does-getting-a-mortgage-take-so-long/) - [Why Does It Matter Where I Get My Pre-Approval? | Mortgage Specialists](https://mtg-specialists.com/why-it-matters-where-i-get-my-pre-approval/) - [Why Find a Lender First? | Mortgage Specialists](https://mtg-specialists.com/why-you-should-find-a-lender-first/) - [Down Payment vs Debt: Rethink These Big Expenses](https://mtg-specialists.com/working-payment-just-working-debt-reconsider/) - [Top Homebuyer Myth Debunked | Mortgage Specialists](https://mtg-specialists.com/1-myth-holding-first-time-homebuyers-back/) - [1:1 Job to Job Seeker Ratio | Mortgage Specialists](https://mtg-specialists.com/11-ratio-job-job-seeker/) - [Borrow More Than Your Home's Worth? | Mortgage Specialists](https://mtg-specialists.com/2738-2/) - [Get the Best Mortgage Refinance Rate | Mortgage Specialists](https://mtg-specialists.com/3275-2/) - [5 Reasons to Go to a Mortgage Specialist Before House Hunting](https://mtg-specialists.com/5-reasons-to-go-to-a-mortgage-specialist-house-hunting/) - [Advantages of Buying a Home in Omaha | Mortgage Specialists](https://mtg-specialists.com/advantages-of-buying-a-home-in-omaha/) - [Benefits Of Choosing A Local Lender | Mortgage Specialists](https://mtg-specialists.com/benefits-choosing-local-lender/) - [Buyers Need a Real Estate Agent | Mortgage Specialists](https://mtg-specialists.com/buyers-need-real-estate-agent/) - [Buying New Construction? Tips from Mortgage Specialists](https://mtg-specialists.com/buying-new-construction-tips/) - [Cash-Out Refinances | Mortgage Specialists](https://mtg-specialists.com/cash-out-refinances/) - [Common Roadblocks to Homeownership | Mortgage Specialists](https://mtg-specialists.com/common-roadblocks-to-homeownership/) - [Divorce Credit Score Mishaps | Mortgage Specialists](https://mtg-specialists.com/divorce-credit-score-mishaps/) - [Divorce Loans: Making The Transition | Mortgage Specialists](https://mtg-specialists.com/divorce-loans-making-transition/) - [Documents Needed To Apply For A Mortgage | Mortgage Specialists](https://mtg-specialists.com/documents-needed-to-apply-for-a-mortgage/) - [Escrow Account and Divorce | Mortgage Specialists](https://mtg-specialists.com/escrow-account-divorce/) - [What Factors Into Your Mortgage Rate | Mortgage Specialists](https://mtg-specialists.com/factors-mortgage-interest-rate/) - [FHA 90-Day Flip Rule Explained | Mortgage Specialists](https://mtg-specialists.com/fha-rules-for-flipped-houses-2/) - [FHA Rules For Flipped Houses | Mortgage Specialists](https://mtg-specialists.com/fha-rules-for-flipped-houses/) - [Financial Tips for Homebuyers | Mortgage Specialists](https://mtg-specialists.com/financial-housekeeping-tips-for-homebuyers/) - [First Time Homebuyer Programs | Mortgage Specialists](https://mtg-specialists.com/first-time-homebuyer-programs/) - [Common Questions from First-Time Homebuyers | Mortgage Specialists](https://mtg-specialists.com/five-most-common-questions-first-time-homebuyers-have/) - [Glossary of Real Estate and Mortgage Jargon | Mortgage Specialists](https://mtg-specialists.com/glossary-of-common-mortgage-loan-and-real-estate-jargon/) - [The Good Life Proposal | Mortgage Specialists](https://mtg-specialists.com/heard-good-life-proposal/) - [Hiring a Divorce Mortgage Professional | Mortgage Specialists](https://mtg-specialists.com/hiring-divorce-mortgage-professional/) - [Home Appraisal 101: What Is It? | Mortgage Specialists](https://mtg-specialists.com/home-appraisal-101/) - [Homeownership After Divorce | Mortgage Specialists](https://mtg-specialists.com/homeownership-after-divorce/) - [House Hunting? School Districts Matter](https://mtg-specialists.com/house-hunting-school-districts-matter/) - [Why School Districts Matter | Mortgage Specialists](https://mtg-specialists.com/house-hunting-why-school-districts-should-be-on-your-radar/) - [Tips on How To Win A Bidding War | Mortgage Specialists](https://mtg-specialists.com/how-to-win-a-bidding-war/) - [Inspection vs Appraisal: What's the Difference?](https://mtg-specialists.com/inspection-vs-appraisal-whats-the-difference/) - [Keeping Your Documents in Order | Mortgage Specialists](https://mtg-specialists.com/keeping-your-documents-in-order/) - [Low Rates May Push Purchase Lending to 14-Year High](https://mtg-specialists.com/low-interest-rates-may-push-purchase-lending-to-14-year-high/) - [Mortgage Loans at Every Stage of Life | Mortgage Specialists](https://mtg-specialists.com/mortgage-loans-at-every-stage-of-life/) - [How Much Space is Too Much Space? | Mortgage Specialists](https://mtg-specialists.com/much-space-much-space/) - [5 New Construction Home Tips | Mortgage Specialists](https://mtg-specialists.com/new-construction-home-tips/) - [New Construction Loans 101 | Mortgage Specialists](https://mtg-specialists.com/new-construction-loans-101/) - [Nextdoor App Shakes Things Up | Mortgage Specialists](https://mtg-specialists.com/nextdoor-app-shaking-things-bit/) - [Home Renovation ROI Tips | Mortgage Specialists](https://mtg-specialists.com/note-home-renovations/) - [Omaha-Council Bluffs Named Top Region for Millennials](https://mtg-specialists.com/omaha-council-bluffs-regions-named-top-country-millennials/) - [Omaha Real Estate Stays Hot | Mortgage Specialists](https://mtg-specialists.com/omaha-real-estate-shows-no-signs-of-slowing-down/) - [Omaha Housing Authority Seeks New CEO](https://mtg-specialists.com/omaha-search-new-housing-authority-ceo/) - [Omaha Could Crack Top 40 US Cities | Mortgage Specialists](https://mtg-specialists.com/omaha-top-40-largest-cities-us/) - [Pending Home Sales Dip: Good News | Mortgage Specialists](https://mtg-specialists.com/pending-home-sales-dip/) - [2018 Real Estate Market Predictions | Mortgage Specialists](https://mtg-specialists.com/predictions-real-estate-market-2018/) - [Questions to Ask Before Buying in a Hot Market](https://mtg-specialists.com/questions-to-consider-in-competitive-housing-market/) - [Home Project ROI: Quick Facts | Mortgage Specialists](https://mtg-specialists.com/quick-financial-fact-roi-home-projects/) - [Recast vs Refinance: Lower Payments, Keep Your Rate](https://mtg-specialists.com/recast-vs-refinance/) - [Recasting a Mortgage Loan | Mortgage Specialists](https://mtg-specialists.com/recasting-mortgage-loan/) - [Recession and its Effects on Real Estate | Mortgage Specialists](https://mtg-specialists.com/recession-interest-rates-and-real-estate/) - [Refinance at Any Stage of Divorce | Mortgage Specialists](https://mtg-specialists.com/refinance-at-any-stage-of-divorce/) - [Refinance to Drop PMI | Mortgage Specialists](https://mtg-specialists.com/refinance-to-drop-private-mortgage-insurance-2/) - [Refinance to Drop PMI | Mortgage Specialists](https://mtg-specialists.com/refinance-to-drop-private-mortgage-insurance/) - [Refinancing 101: Save Big | Mortgage Specialists](https://mtg-specialists.com/refinancing-101/) - [Refinancing During Divorce | Mortgage Specialists](https://mtg-specialists.com/refinancing-during-divorce/) - [Right Now, No News is Good News | Mortgage Specialists](https://mtg-specialists.com/right-now-no-news-good-news/) - [Omaha Rolls Out the Red Carpet | Mortgage Specialists](https://mtg-specialists.com/rolling-red-carpet/) - [Why Sellers Avoid FHA Loans | Mortgage Specialists](https://mtg-specialists.com/sellers-dont-like-fha-loans/) - [Should You Pay More Than the Listing Price? | Mortgage Specialists](https://mtg-specialists.com/should-you-pay-more-than-the-listing-price/) - [Omaha Landlord Registry Ordinance: What to Know](https://mtg-specialists.com/talk-potential-landlord-registry-ordinance-omaha/) - [Home Equity Tapping Makes a Comeback | Mortgage Specialists](https://mtg-specialists.com/tapping-home-equity-making-comeback/) - [Taxes, Insurance & Escrow Guide | Mortgage Specialists](https://mtg-specialists.com/taxes-insurance-and-escrow/) - [The First Steps to Buying a Home for a First-Time Buyer |](https://mtg-specialists.com/thbuying-a-home-for-first-time-buyers/) - [The ROI of Home Remodeling | Mortgage Specialists](https://mtg-specialists.com/the-roi-of-home-remodeling/) - [Deciding To Rent or Buy a Home? | Mortgage Specialists](https://mtg-specialists.com/to-rent-or-buy/) - [Top 4 Reasons People Get Denied a HELOC | Mortgage Specialists](https://mtg-specialists.com/top-4-reasons-people-get-denied-heloc/) - [Types of Refinancing | Mortgage Specialists](https://mtg-specialists.com/types-of-refinancing/) - [Understanding Credit Inquiries | Mortgage Specialists](https://mtg-specialists.com/understanding-credit-inquiries-and-deduping/) - [Escrow Accounts During Divorce | Mortgage Specialists](https://mtg-specialists.com/understanding-your-escrow-account-during-a-divorce/) - [Unlock Your Home Equity with Cash Out Refinancing](https://mtg-specialists.com/unlocking-the-potential-of-your-homes-equity-with-cash-out-refinancing/) - [Use Your Tax Refund to Buy a Home in Omaha](https://mtg-specialists.com/use-your-tax-return-to-buy-a-home-in-omaha/) - [VA Loans 101: Guide by Mortgage Specialists](https://mtg-specialists.com/va-loans-101/) - [Mortgage Rate Lock Options | Mortgage Specialists](https://mtg-specialists.com/what-are-my-options-for-locking-in-a-mortgage-interest-rate/) - [Buying in a Competitive Market | Mortgage Specialists](https://mtg-specialists.com/what-is-the-difference-between-a-sellers-market-normal-market-and-a-buyers-market-2/) - [Buyer's vs Seller's Market Explained | Mortgage Specialists](https://mtg-specialists.com/what-is-the-difference-between-a-sellers-market-normal-market-and-a-buyers-market/) - [What Makes up Your FICO Score? | Mortgage Specialists](https://mtg-specialists.com/what-makes-up-your-fico-score/) - [Omaha Property Taxes Guide | Mortgage Specialists](https://mtg-specialists.com/what-you-need-to-know-about-omaha-property-taxes/) - [Omaha Summer Housing Market Guide | Mortgage Specialists](https://mtg-specialists.com/what-you-need-to-know-about-the-omaha-summer-market/) - [Why It Matters Where You Get Your Pre-Approval | Mortgage Specialists](https://mtg-specialists.com/why-it-matters-where-you-get-your-pre-approval/) - [Why Would a Seller Not Accept My Contingency Offer?](https://mtg-specialists.com/why-would-a-seller-not-accept-my-contingency-offer/) - [5 Ways to Transfer Property to Your Child in Omaha](https://mtg-specialists.com/5-ways-to-transfer-property-to-your-child-in-omaha-nebraska/) - [Homeownership After Divorce | Mortgage Specialists](https://mtg-specialists.com/a-new-chapter-homeownership-after-divorce/) - [Proactive Refinancing Help | Mortgage Specialists](https://mtg-specialists.com/how-mortgage-specialists-is-proactive-about-your-refinancing/) - [Fixed or Adjustable Rate Loans | Mortgage Specialists](https://mtg-specialists.com/loan-right-fixed-vs-adjustable-rate-loans/) - [Navigating Your First Home Purchase with NIFA’s Support](https://mtg-specialists.com/navigating-your-first-home-purchase-with-nifa-support/) - [Speed Up Your Home Loan Closing | Mortgage Specialists](https://mtg-specialists.com/secrets-to-speeding-up-your-home-loan-closing/) - [HELOC vs Home Equity Loan | Mortgage Specialists](https://mtg-specialists.com/the-heloc-vs-home-equity-loan-dilemma/) - [When to Lock in Your Interest Rate | Mortgage Specialists](https://mtg-specialists.com/when-to-lock-in-your-interest-rate/) - [Buy a Home in Omaha This Winter | Mortgage Specialists](https://mtg-specialists.com/winter-is-stealthy-time-to-buy-a-home-in-omaha/) - [Pay Over Listing Price? | Mortgage Specialists](https://mtg-specialists.com/should-you-pay-more-than-the-listing-price-2/) - [Banks vs. Local Lenders: Why Local Expertise Wins](https://mtg-specialists.com/banks-vs-local-lenders-why-your-home-loan-deserves-a-local-expert/) - [Property Taxes & Insurance Guide | Mortgage Specialists](https://mtg-specialists.com/property-taxes-homeowners-insurance-explained/) - [15-Year Refinance Pros & Cons | Mortgage Specialists](https://mtg-specialists.com/refinancing-to-a-15-year-mortgage/) - [Why Lender Certifications Matter | Mortgage Specialists](https://mtg-specialists.com/more-than-a-loan-officer-why-certifications-matter-when-choosing-your-mortgage-lender/) - [Home Buying Process Guide | Mortgage Specialists](https://mtg-specialists.com/complete-overview-home-buying-process/) - [6 Ways to Get a Good Loan | Mortgage Specialists](https://mtg-specialists.com/6-ways-increase-chances-getting-good-loan/) - [Should I Stay or Go? Market Timing | Mortgage Specialists](https://mtg-specialists.com/should-i-stay-or-should-i-go/) ## Other Pages - [Divorce Archives | Page 2 of 2 | Mortgage Specialists](https://mtg-specialists.com/category/divorce/page/2/) - [Home Sales Archives | Page 2 of 2 | Mortgage Specialists](https://mtg-specialists.com/category/home-sales/page/2/) - [Homeowner Archives | Page 2 of 3 | Mortgage Specialists](https://mtg-specialists.com/category/homeowner/page/2/) - [Homeowner Archives | Page 3 of 3 | Mortgage Specialists](https://mtg-specialists.com/category/homeowner/page/3/) - [Housing Archives | Page 2 of 2 | Mortgage Specialists](https://mtg-specialists.com/category/housing/page/2/) - [Housing Market | Page 2 of 2 | Mortgage Specialists](https://mtg-specialists.com/category/housingmarket/page/2/) - [Loans Archives | Page 2 of 3 | Mortgage Specialists](https://mtg-specialists.com/category/loans/page/2/) - [Loans Archives | Page 3 of 3 | Mortgage Specialists](https://mtg-specialists.com/category/loans/page/3/) - [Mortgages Archives | Page 2 of 6 | Mortgage Specialists](https://mtg-specialists.com/category/mortgages/page/2/) - [Mortgages Archives | Page 3 of 6 | Mortgage Specialists](https://mtg-specialists.com/category/mortgages/page/3/) - [Mortgages Archives | Page 4 of 6 | Mortgage Specialists](https://mtg-specialists.com/category/mortgages/page/4/) - [Mortgages Archives | Page 5 of 6 | Mortgage Specialists](https://mtg-specialists.com/category/mortgages/page/5/) - [Mortgages Archives | Page 6 of 6 | Mortgage Specialists](https://mtg-specialists.com/category/mortgages/page/6/) - [omaha Archives | Page 2 of 3 | Mortgage Specialists](https://mtg-specialists.com/category/omaha-2/page/2/) - [omaha Archives | Page 3 of 3 | Mortgage Specialists](https://mtg-specialists.com/category/omaha-2/page/3/) - [refinance Archives | Page 2 of 2 | Mortgage Specialists](https://mtg-specialists.com/category/refinance/page/2/) - [Construction Archives | Mortgage Specialists](https://mtg-specialists.com/category/construction-2/) - [Consumers Archives | Mortgage Specialists](https://mtg-specialists.com/category/consumers/) - [Credit Score Archives | Mortgage Specialists](https://mtg-specialists.com/category/credit-score/) - [Divorce Archives | Mortgage Specialists](https://mtg-specialists.com/category/divorce/) - [Economy Archives | Mortgage Specialists](https://mtg-specialists.com/category/economy/) - [Education Archives | Mortgage Specialists](https://mtg-specialists.com/category/education/) - [Escrow Archives | Mortgage Specialists](https://mtg-specialists.com/category/escrow/) - [FHA Archives | Mortgage Specialists](https://mtg-specialists.com/category/fha/) - [Home Builder Archives | Mortgage Specialists](https://mtg-specialists.com/category/home-builder/) - [Home Sales Archives | Mortgage Specialists](https://mtg-specialists.com/category/home-sales/) - [Home Value Archives | Mortgage Specialists](https://mtg-specialists.com/category/home-value/) - [Homeowner Archives | Mortgage Specialists](https://mtg-specialists.com/category/homeowner/) - [Housing Archives | Mortgage Specialists](https://mtg-specialists.com/category/housing/) - [Housing Market | Mortgage Specialists](https://mtg-specialists.com/category/housingmarket/) - [Interest Rates Archives | Mortgage Specialists](https://mtg-specialists.com/category/interest-rates/) - [Jobs Archives | Mortgage Specialists](https://mtg-specialists.com/category/jobs/) - [Loans Archives | Mortgage Specialists](https://mtg-specialists.com/category/loans/) - [Market Archives | Mortgage Specialists](https://mtg-specialists.com/category/market-2/) - [Mortgage Rate Archives | Mortgage Specialists](https://mtg-specialists.com/category/mortgage-rate/) - [Mortgages Archives | Mortgage Specialists](https://mtg-specialists.com/category/mortgages/) - [Newsletter Archives | Mortgage Specialists](https://mtg-specialists.com/category/newsletter/) - [omaha Archives | Mortgage Specialists](https://mtg-specialists.com/category/omaha-2/) - [rates Archives | Mortgage Specialists](https://mtg-specialists.com/category/rates-2/) - [refinance Archives | Mortgage Specialists](https://mtg-specialists.com/category/refinance/) - [Tips Archives | Mortgage Specialists](https://mtg-specialists.com/category/tips/) - [Uncategorized Archives | Mortgage Specialists](https://mtg-specialists.com/category/uncategorized/) - [Why Refinance? |Mortgage Specialists](https://mtg-specialists.com/refinance/) - [Lower Mortgage Rate or Term | Mortgage Specialists](https://mtg-specialists.com/refinance/rate-term/) - [Cash Out Refinancing | Mortgage Specialists](https://mtg-specialists.com/refinance/cash-out/) - [Home Purchase | Mortgage Specialists](https://mtg-specialists.com/purchase/) - [First Time Homebuyer | Mortgage Specialists](https://mtg-specialists.com/purchase/first-time-homebuyer/) - [Move Up Homebuyer - Purchasing A New Home |Mortgage Specialists](https://mtg-specialists.com/purchase/move-up-homebuyer/) - [Investment Property | Mortgage Specialists](https://mtg-specialists.com/purchase/investment-second-home-loan/) - [Divorce Loans & Refinancing | Mortgage Specialists](https://mtg-specialists.com/divorce/) - [Divorce Refinancing | Mortgage Specialists](https://mtg-specialists.com/divorce/divorce-refinance/) - [Divorce Home Loan | Mortgage Specialists](https://mtg-specialists.com/divorce/divorce-purchase/) - [Educational Videos | Mortgage Specialists](https://mtg-specialists.com/educational-videos/) - [Client Document Examples | Mortgage Specialists](https://mtg-specialists.com/client-document-examples/) - [Mortgage Blog | Mortgage Specialists](https://mtg-specialists.com/blog/) - [Reviews |Mortgage Specialists](https://mtg-specialists.com/reviews/) - [Conventional Loan Cost Calculator | Mortgage Specialists](https://mtg-specialists.com/conventional-cost-calculator/) - [Online Mortgage Application | Mortgage Specialists](https://mtg-specialists.com/online-application/) - [Privacy Policy | Mortgage Specialists](https://mtg-specialists.com/privacy-policy/) - [2021 Form W-2 | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/2021-form-w-2/) - [Additional Income and Adjustments to Income | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/additional-income-and-adjustments-to-income/) - [Earning Statement | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/earning-statement/) - [Paystub | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/paystub/) - [Statement Ending | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/statement-ending/) - [Supplemental Income and Loss | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/supplemental-income-and-loss/) - [U.S. Individual Income Tax Return | Mortgage Specialists](https://mtg-specialists.com/3d-flip-book/u-s-individual-income-tax-return/)