What Are Prepaids and Closing Costs?

What are prepaids? Prepaids are related to the actual home itself, not the real estate transaction. The three most common prepaids are property taxes, homeowner’s insurance, and mortgage interest. What

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Mortgage Loans at Every Stage of Life

Here at Mortgage Specialists, we help homebuyers secure mortgage loans at every stage of their life. Whether you’re a first-time buyer with no experience in the mortgage process or a

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Six Common Issues That Can Delay a Closing

If you’ve ever bought a home, you probably know there are many issues that can delay a closing. And if you haven’t bought a home, we’re here to tell you

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To Rent or Buy?

Deciding to purchase a home is a major commitment, which is why people often struggle with the decision of whether to rent or buy a home. There are many financial

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Home Remodeling ROI

More and more of our clients are expressing interest in purchasing homes in need of remodeling. Some may like the thrill of making a space theirs, while others believe it’s

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Our Core Values

We’ve been part of the Omaha real estate industry for over 20 years. While we’ve always strived to achieve certain goals and had a particular way of doing business, we

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Divorce Loans – Why Wait?

Divorce is never an easy time. If you and your spouse are both listed on the family home, you have several options. Before you choose a divorce loan, it’s important

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Refinancing 101

When done correctly, refinancing your mortgage can save you thousands of dollars in interest over the life of your loan. Interest rates are the lowest they’ve been in the past

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Do You Mortgage Shop? You Should

And this is coming from a mortgage lender! Results from a recent National Housing Survey show that 1/3 of consumers who bought a home last year got only one mortgage

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Considering Refinancing? Ask These Questions

Is it worth it? Refinancing costs money. If you’re looking to refinance in order to secure a lower interest rate, you have to pay closing costs again. These can include

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