We generally aren’t big fans of calling any piece of advice the best. But, for the best pre-approval tip, we’ve made an exception. As a consumer, you have a lot of choices when it comes to getting pre-approved. You can go through your bank, go online, or go with a mortgage professional.
So, how do you choose where to get your pre-approval? Many may want to choose the online tool because it seems to be the most convenient or their bank because they already have accounts there. But the best pre-approval tip we can give you is this: Getting a pre-approval from a respected lender will benefit you in more than one way throughout the course of buying your home.
We know, we’re a local lender so of course we believe a mortgage professional is the way to go, but hear us out.
Your offer will be more attractive to sellers.
The housing market is very competitive right now, meaning many homes are receiving multiple offers. Seller’s agents are more likely to steer their clients toward an offer that comes from a reputable source because the loan is less likely to fall through.
If you obtain your pre-approval online, that’s still a great step. But the seller’s agent doesn’t know who did the pre-approval or what guidelines were used.
Here at Mortgage Specialists, of all the pre-approvals we have ever given, 99.9% have closed. We have such a high closing rate because we only give someone a pre-approval after verifying all of their documents.
Plus, we’ve been helping people in the Omaha area get mortgages for nearly 20 years. That means we’ve met and worked with many realtors in the area. Not to mention all the realtors we’ve met working with committees and associations like the Omaha Area Board of Realtors.
You will receive unmatched customer service.
By choosing a local lender, you’re choosing to have a more personal experience. After filling out our online application to be pre-approved, you will receive a call from us within a matter of hours, not days, to discuss what loan you have been pre-approved for.
Throughout the mortgage process, you will always have the option to come meet with us face-to-face or keep it entirely virtual, whatever works best for you and your schedule. And since we know some of the most important mortgage questions arise outside of normal business hours, we’re available to you both nights and weekends.
Providing our clients with excellent service is something we pride ourselves on here at Mortgage Specialists. See what countless clients have had to say about working with us.
If you’re ready to take our advice on the best pre-approval tip, you can begin by filling out our application. Just click the ‘Apply now!’ button at the top of your screen to get started. And please don’t hesitate to give us a call at 402-991-5153 with any questions you may have.